Santa Rosa County property record for 6912 Overman St, Milton, FL 32583
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,182 sqft · built 2008 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Aug 2016) |
| Tax Bill | $714 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-28-0120-03400-0013 |
| Primary APN | 15-1N-28-0120-03400-0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Gross Area | 1,275 sqft |
| 1st Floor Area | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6912 OVERMAN ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-5486 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | HR2 |
| Legal Description | COM AT NW CORN OF BLK 34 RE-SUB OF BAGDAD AT I/S OF S R/W ELLA ST & E R/W OF SCHOOL ST THN S 34*20'18E ON E R/W 249.80 FT THN N55*09'03E 100 FT T0 POB N34*20'27W 125.22 FT THN N55*09'03E 50 FT THN S34*20'27E 125.38 FT TO N R/W OVERMAN ST THN S55*20'0 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 15 |
| Legal Subdivision | BAGDAD & ADD/RESUB |
| Legal Block | 34 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10709 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6912 Overman St, a mobile home, is owned and occupied by an individual who acquired it in September 2025.
Source: Santa Rosa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Sep 26, 2025 | Intrafamily Transfer, Transfer PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC |
| Mar 4, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on File |
| Deed Sale | Aug 23, 2016 · Amount on File |
| Prior Sale | Jul 8, 2014 · Amount on File |
| Deed Document Number | 201633383 |
| Deed Book / Page | 3549 / 1914 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 0046621602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Document Number | 0043771075 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 4377/1075 |
| Instrument | 202311863 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5370 N BLUE ANGEL PKWY, PENSACOLA, FL 32526-3344 |
| Document Number | 0046070602 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 4607/602 |
| Instrument | 202517409 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78259 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 26, 2025 |
| Property Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Document Number | 0046621602 |
| Book / Page | 4662 / 1602 |
| Map Reference | MB A PG 54 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202545373 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Name | Verified Name |
|---|---|
| Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 4, 2024 |
| Property Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Document Number | 0044791453 |
| Book / Page | 4479 / 1453 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 202409345 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6912 OVERMAN ST, MILTON, FL 32583-5486 |
The 2025 property tax bill for 6912 Overman St was $714, up 8.3% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714.00 (+8.35%) | $88,967 (+2.9%) | $113,688 (+4.43%) Land $15,275 Building $98,413 |
| 2024 | $659.00 (+3.29%) Homeowner's exemption | $86,460 (+3%) | $108,870 (+4.39%) Land $15,275 Building $93,595 |
| 2023 | $638.00 (+3.57%) Homeowner's exemption | $83,942 (+3%) | $104,287 (+15.11%) Land $10,692 Building $93,595 |
| 2022 | $616.00 Homeowner's exemption | $81,497 | $90,594 Land $10,692 Building $79,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6912 Overman St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6912 Overman St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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