Santa Rosa County property record for 6909 Overman St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,144 sqft · built 1922 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $14,000 (Jul 2001) |
| Tax Bill | $179 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-28-0120-03500-00B0 |
| Primary APN | 15-1N-28-0120-03500-00B0 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Gross Area | 1,348 sqft |
| 1st Floor Area | 1,144 sqft |
| Utility Area | 144 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 900 ft deep x 1,000 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 151N2801200350000B0 |
|---|---|
| Street Address | 6909 OVERMAN ST |
| City | MILTON |
| State | FL |
| Zip | 32583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | BAGDAD E 100 FT OF LOT 2 BLK 35 AS DES IN OR 1924 PG 1225 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 15 |
| Legal Subdivision | BAGDAD & ADD/RESUB |
| Legal Block | 35 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 10709 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 684, BAGDAD, FL 32530-0684 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Feb 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2001 · Amount on Record |
| Deed Sale | Jul 27, 2001 · Amount on Record |
| Prior Sale | Jul 9, 1998 · Amount on Record |
| Deed Document Number | 0192401225 |
| Deed Book / Page | 01924 / 01225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6909 OVERMAN ST, MILTON, FL 32583 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 684, BAGDAD, FL 32530-0684 |
| Document Number | 0041701489 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4170/1489 |
| Instrument | 202158006 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6909 OVERMAN ST, MILTON, FL 32583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035951451 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 3595/1451 |
| Instrument | 201704136 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2032 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $179.00 (+5.29%) Homeowner's exemption | $31,148 (+3%) | $59,850 (+12.07%) Land $20,250 Building $39,600 |
| 2023 | $170.00 (+6.25%) Homeowner's exemption | $30,241 (+3%) | $53,405 (+2.82%) Land $14,175 Building $39,230 |
| 2022 | $160.00 Homeowner's exemption | $29,360 | $51,941 Land $14,175 Building $37,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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