6912 Bertram Ave, Hammond, IN 46324 Property Records

Lake County property record for 6912 Bertram Ave, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,092 sqft · built 1955
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,300 (Feb 2007)
Tax Bill	$2,111 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0404-0022`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0404-0022`
Alternative APNs	`45-07-08-301-013.000-023` `263504040022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	1,046 sqft
Basement Area	1,046 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6912 BERTRAM AVE
City	HAMMOND
State	IN
Zip	46324-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES MC LAUGHLIN ADD. TO HAMD S. 25 FT. LOT 22 N. 25 FT. LOT 21
Legal Subdivision	CHARLES MC LAUGHLIN ADD
Legal Lot Number	22,21
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2001
Census Tract	21300

Owner

Source: Lake County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6912 BERTRAM AVE, HAMMOND, IN 46324-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
May 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2007 · Amount on Record
Deed Sale	Feb 19, 2007 · Amount on Record
Deed Document Number	200714101
Last Transfer Date	May 7, 2021
Transfer Doc	0000037564
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 29, 2026
Property Address	6912 BERTRAM AVE, HAMMOND, IN 46324-2108
Document Number	0000531971
Instrument Date	Jun 25, 2026
Instrument	2026531971
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6912 BERTRAM AVE, HAMMOND, IN 46324-2108

Mortgage

Document Number	0000531971,
Date	Jul 29, 2026
Instrument	2026531971

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2049

Interest

Rate	6.53%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	6912 BERTRAM AVE, HAMMOND, IN 46324-2108
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005591
Date	Feb 27, 2023
Instrument	2023-505591

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	May 19, 2021
Property Address	6912 BERTRAM AVE, HAMMOND, IN 46324-2108
Document Number	0000037564
Map Reference	MB 30 PG 58
Instrument Date	May 7, 2021
Instrument	2021-037564
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6912 BELTRAM AVENE, HAMMOND, IN 46324-2108

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,700 (+19.44%) Land $25,800 Building $157,900	$183,700 (+19.44%) Land $25,800 Building $157,900
2024	$2,111.00 (+11.63%)
2023		$153,800 (+5.05%) Land $27,100 Building $126,700	$153,800 (+5.05%) Land $27,100 Building $126,700
2022	$1,891.00 Homeowner's exemption	$146,400 Land $27,100 Building $119,300	$146,400 Land $27,100 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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