6911 Oxbow Ln, Monroe, NC 28110 Property Records

Union County property record for 6911 Oxbow Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,411 sqft · built 1999
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-048-050`

Property Details

APN / Parcel Number

Primary APN	`08-048-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6911 OXBOW LN
City	MONROE
State	NC
Zip	28110-9613
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#32 WATSON GLENN PH3 SEC2 OPCF193-194
Legal Subdivision	WATSON GLENN
Legal Lot Number	32
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3015
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6911 OXBOW LN, MONROE, NC 28110-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2009
Deed Sale	Apr 3, 2009
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	200910551
Deed Book / Page	5093 / 372
Last Transfer Date	Apr 23, 2021
Transfer Doc	808077
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6911 OXBOW LN, MONROE, NC 28110-9613
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6911 OXBOW LN, MONROE, NC 28110-9613

Mortgage

Document Number	0000923951
Date	Nov 6, 2025
Book Page	9239/51
Instrument	29324

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 27, 2021
Property Address	6911 OXBOW LN, MONROE, NC 28110-9613
Document Number	808077
Book / Page	8080 / 77
Map Reference	CAB F FILE 193&194
Instrument Date	Apr 23, 2021
Instrument	19834
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6911 OXBOW LN, MONROE, NC 28110-9613

Mortgage

Document Number	19835
Date	Apr 27, 2021
Instrument	19835

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,600 (-) Land $68,700 Building $307,900	$376,600 (-) Land $68,700 Building $307,900
2025	$1,903.00 (+10.38%)	$376,600 (+36.8%) Land $68,700 Building $307,900	$376,600 (+36.8%) Land $68,700 Building $307,900
2023	$1,724.00	$275,300 Land $43,900 Building $231,400	$275,300 Land $43,900 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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