6905 Oxbow Ln, Monroe, NC 28110 Property Records

Union County property record for 6905 Oxbow Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 2000
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (May 2009)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Apr 2021 Transfer Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-048-048`

Property Details

APN / Parcel Number

Primary APN	`08-048-048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6905 OXBOW LN
City	MONROE
State	NC
Zip	28110-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#30 WATSON GLEN PH3 SCE2 OPCF193-194
Legal Subdivision	WATSON GLENN
Legal Lot Number	30
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3015
Census Tract	20100

Owner

6905 Oxbow Ln is owned and occupied by an individual who acquired it in April 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6905 OXBOW LN, MONROE, NC 28110-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Intrafamily Transfer, Transfer
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2009 · Amount on File
Deed Sale	May 22, 2009 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	200916523
Deed Book / Page	5130 / 790
Last Transfer Date	Apr 1, 2021
Transfer Doc	804983
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 1, 2021
Property Address	6905 OXBOW LN, MONROE, NC 28110-9613
Document Number	0000804983
Book / Page	8049 / 83
Map Reference	CAB F FILE 193&194
Instrument Date	Apr 1, 2021
Instrument	15321
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6905 OXBOW LN, MONROE, NC 28110-9613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7313502
Date	Feb 14, 2019
Book Page	7313/502
Instrument	0003770

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jan 8, 2019
Property Address	6905 OXBOW LN, MONROE, NC 28110-9613
Document Number	7295640
Book / Page	007295 / 000640
Instrument Date	Jan 3, 2019
Instrument	509
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6905 OXBOW LN MONROE NC 281109613, MONROE, NC 28110-9613

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2018
Property Address	6905 OXBOW LN, MONROE, NC 28110-9613
Document Number	728027
Book / Page	007280 / 000027
Instrument Date	Dec 3, 2018
Instrument	33600
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 OXBOW LN MONROE NC 281109613, MONROE, NC 28110-9613

Tax Assessment & Valuation

The 2025 property tax bill for 6905 Oxbow Ln was $2,145.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,500 (-) Land $69,800 Building $354,700	$424,500 (-) Land $69,800 Building $354,700
2025	$2,145.00	$424,500 Land $69,800 Building $354,700	$424,500 Land $69,800 Building $354,700
2023	$1,949.00	$311,300 Land $44,600 Building $266,700	$311,300 Land $44,600 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6905 Oxbow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6905 Oxbow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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