Lubbock County property record for 6911 38th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,757 sqft · built 2015 |
| Lot Size | 0.147 acres (6,413 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,455 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R324600 |
| Primary APN | R324600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,757 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,413 sqft (0.147 acres) |
| Garage Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6911 38TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-3763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 339 |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 3390 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10419 |
6911 38th St is owned and occupied by an individual who acquired it in September 2021.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 22, 2021 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 4, 2019 | Vendor's Lien, Transfer PROSPERITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 |
| Deed Sale | Sep 22, 2021 |
| Prior Sale | Apr 4, 2019 |
| Deed Document Number | 2021048933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Document Number | 0000022201 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023022201 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 22, 2021 |
| Property Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Document Number | 0000048933 |
| Map Reference | FILE 2014014338 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021048933 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | EXCELL TITLE GROUP LLC, EXCEL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Document Number | 0000048934 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021048934 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 4, 2019 |
| Property Address | 6911 38TH ST, LUBBOCK, TX 79407-3763 |
| Document Number | 0000011685 |
| Map Reference | FILE 2014014338 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 2019011685 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1212 E TATE ST, BROWNFIELD, TX 79316-4728 |
| Document Number | 0000011686 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 2019011686 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 3, 2034 |
The 2025 property tax bill for 6911 38th St was $3,455 with a homeowner's exemption, down 12.5% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,455.00 (-12.51%) Homeowner's exemption | $246,481 Land $19,239 Building $227,242 | $246,481 Land $19,239 Building $227,242 |
| 2024 | $3,949.00 (+2.92%) | ||
| 2023 | $3,837.00 (-12.82%) Homeowner's exemption | $238,618 Land $19,239 Building $227,410 | $246,649 Land $19,239 Building $227,410 |
| 2022 | $4,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6911 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6911 38th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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