6909 38th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6909 38th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 2015
Lot Size0.143 acres (6,215 sqft)
OwnerIndividual Name on Record
Last Sale$208,900 (May 2021)
Tax Bill$3,524 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APNR324601

Property Details

APN / Parcel Number

Primary APNR324601
Alternative APN
  • R5551700000003400000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,215 sqft (0.143 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6909 38TH ST
CityLUBBOCK
StateTX
Zip79407-3763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILWAUKEE RIDGE L 340
Legal SubdivisionMILWAUKEE RIDGE
Legal Lot Number340
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2005
Census Tract10419

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6909 38TH ST, LUBBOCK, TX 79407-3763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2020Deed of Trust, Construction Loan · Construction Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleAug 31, 2015 · Amount on Record
Deed Document Number202126178
Prior Transfer DateMay 10, 2021
Prior Transfer Doc0000026178
Record UpdatedSep 20, 2026

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMay 27, 2021
Property Address6909 38TH ST, LUBBOCK, TX 79407-3763
Document Number0000026178
Map ReferenceDOC 2014014338
Instrument DateMay 10, 2021
Instrument2021026178
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 38TH ST, LUBBOCK, TX 79407-3763

Mortgage

Document Number0000026179
DateMay 27, 2021
Instrument2021026179
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateOct 5, 2020
Property Address6909 38TH ST, LUBBOCK, TX 79407-3763
Document Number0000044279
Instrument DateAug 6, 2020
Instrument44279
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 38TH ST LUBBOCK TX 794073763, LUBBOCK, TX 79407-3763

Mortgage

Document Number0000044279
DateOct 5, 2020
Instrument44279
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term300 Months
DueOct 4, 2045

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictFrenship Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,524.00 (-12.32%) Homeowner's exemption$249,820 (+3.35%) Land $18,645 Building $231,175$249,820 (-0.07%) Land $18,645 Building $231,175
2024$4,019.00 (+3%)
2023$3,902.00 (-12.61%) Homeowner's exemption$241,728 Land $18,645 Building $231,347$249,992 Land $18,645 Building $231,347
2022$4,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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