691 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 691 Rum Runner Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,741 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$454,300 (May 2019)
Tax Bill	$10,416 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023717-1220`

Property Details

APN / Parcel Number

Primary APN	`023717-1220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,741 sqft Living Area
Gross Area	3,449 sqft
1st Floor Area	1,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	691 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 122 OR4717/1729
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase	1
Legal Lot Number	122
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2021
Census Tract	20904

Owner

691 Rum Runner Way is owned by two individuals who bought it in May 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 10TH AVE, INDIALANTIC, FL 32903-3208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Feb 6, 2019	Loan Modification, Mortgage · Line of Credit BANK OZK
Jul 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on File
Deed Sale	May 2, 2019 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	201930085
Deed Book / Page	4717 / 1729
Record Updated	Jun 8, 2026

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 2, 2019
Property Address	691 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Document Number	0047171729
Book / Page	4717 / 1729
Map Reference	MB 87 PG 29
Instrument Date	Apr 29, 2019
Instrument	2019030085
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	IMPERIAL TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276

Mortgage

Document Number	2019030086
Date	May 2, 2019
Instrument	2019030086

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Feb 6, 2019
Property Address	691 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Document Number	0046761948
Book / Page	004676 / 001948
Instrument Date	Feb 1, 2019
Instrument	8335
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7936 S OCEAN DR JENSEN BEACH FL 349572190, JENSEN BEACH, FL 34957-2190

Mortgage

Document Number	46761948
Date	Feb 6, 2019
Book Page	004676/001948
Instrument	8335

Lender

Name	BANK OZK
Address	100 TOM REEVES DR, CARROLLTON, GA 30117-4271

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2018
Property Address	691 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2276
Document Number	0045721240
Book / Page	004572 / 001240
Instrument Date	Jun 29, 2018
Instrument	46617
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,312.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 TOWN CENTER RD #600 BOCA RATON FL 334861040, 600, BOCA RATON, FL 33486-1040
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 691 Rum Runner Way was $10,416, up 2.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,270 (+1.98%) Land $116,000 Building $387,270	$503,270 (+1.98%) Land $116,000 Building $387,270
2025	$10,416.00 (+2.29%)	$493,494 (-4.69%)	$493,494 (-4.69%) Land $100,000 Building $393,494
2024	$10,183.00 (+5.58%)	$517,770 (+8.28%)	$517,770 (+8.28%) Land $120,000 Building $397,770
2023	$9,645.00 (+2.72%)	$478,195 (-4.97%)	$478,195 (-4.97%) Land $115,000 Building $363,195
2022	$9,390.00	$503,207	$503,207 Land $134,400 Building $368,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 691 Rum Runner Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 691 Rum Runner Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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