686 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 686 Rum Runner Way, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$526,016 (Feb 2023)
Tax Bill	$7,091 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`023717-1060`

Property Details

APN / Parcel Number

Primary APN	`023717-1060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,062 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 106 OR5704/1962
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase	1
Legal Lot Number	106
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2028
Census Tract	20904

Owner

Source: St. Johns County records · APN 023717-1060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	686 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Mar 03, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2023 · Amount on Record
Deed Sale	Feb 06, 2023 · Amount on Record
Deed Document Number	20239215
Deed Book / Page	5704 / 1962
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 06, 2023
Property Address	686 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
Document Number	0057041962
Book / Page	5704 / 1962
Map Reference	MB 87 PG 29-34
Instrument Date	Jan 31, 2023
Instrument	2023009215
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,682.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 RUM RUNNER WAY, ST JOHNS, FL 32259-2275

Mortgage

Document Number	0057041964
Date	Feb 06, 2023
Instrument	5704/1964

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 03, 2020
Property Address	686 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2275
Document Number	0048941068
Book / Page	004894 / 001068
Instrument Date	Mar 02, 2020
Instrument	17088
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50,443.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 ST CLAIR AVE E, STE 200
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,269 (+5.56%) Land $116,000 Building $311,269	$427,269 (+5.56%) Land $116,000 Building $311,269
2025	$7,091.00 (+2.92%)	$404,773 (-4.78%)	$404,773 (-4.78%) Land $100,000 Building $304,773
2024	$6,890.00 (+137.18%)	$425,084 (+269.64%)	$425,084 (+269.64%) Land $120,000 Building $305,084
2023	$2,905.00 (-49.58%)	$115,000 (-14.43%)	$115,000 (-14.43%) Land $115,000
2022	$5,762.00	$134,400	$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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