691 E Concord St, Pentwater, MI 49449 Property Records

Oceana County property record for 691 E Concord St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.402 acres (17,548 sqft)
Owner	Company Name on File
Last Sale	$269,900 (Sep 2021)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Aug 2022 Sale Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-733-008-00`

Property Details

APN / Parcel Number

Primary APN	`044-733-008-00`

Exterior

Lot Area	17,548 sqft (0.402 acres)

Location & Zoning

Street Address	691 E CONCORD ST
City	PENTWATER
State	MI
Zip	49449-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/12675
Legal Subdivision	VILLAGE OF PENTWATER
Legal Block	63
Legal Lot Number	7-8
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1077
Census Tract	10800

Owner

691 E Concord St is owned by a company that bought it in September 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	2201 QUARTER HORSE DR NE, CEDAR SPRINGS, MI 49319-8179
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 23, 2019	Warranty Deed, Transfer
Jul 23, 2019	Warranty Deed, Transfer OCEANA LAND TITLE AGENCY INC
Jul 5, 2018	Quit Claim Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Deed Document Number	20216740
Deed Book / Page	2021 / 25318
Prior Transfer Date	Jul 5, 2018
Prior Transfer Doc	2018/011851
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 25, 2022
Property Address	691 E CONCORD ST, PENTWATER, MI 49449-9530
Document Number	2022/18214
Book / Page	2022 / 18214
Instrument Date	Aug 17, 2022
Instrument	202200005104
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 QUARTER HORSE DR NE, 2201, CEDAR SPRINGS, MI 49319-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 QUARTER HORSE DR NE, CEDAR SPRINGS, MI 49319-8179

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 27, 2021
Property Address	691 E CONCORD ST, PENTWATER, MI 49449-9530
Document Number	2021/25318
Book / Page	2021 / 25318
Instrument Date	Sep 27, 2021
Instrument	202100006740
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	OCALA LAND TITLE, OCEANA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1770 KENMORE DR, 1770, GROSSE POINTE WOODS, MI 48236-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 QUARTER HORSE DR NE, CEDAR SPRINGS, MI 49319-8179

Mortgage

Document Number	202100006741
Date	Sep 27, 2021
Instrument	202100006741

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 23, 2019
Property Address	691 E CONCORD ST, PENTWATER, MI 49449-9530
Document Number	2019/012675
Book / Page	2019 / 012675
Instrument Date	Jul 22, 2019
Instrument	201900004102
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 IBIS DR, 1280, ENGLEWOOD, FL 34224-4612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21949 SHORE POINTE LN, SAINT CLAIR SHORES, MI 48080-2362

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 23, 2019
Property Address	691 E CONCORD ST, PENTWATER, MI 49449-9530
Document Number	2019/012675
Book / Page	2019 / 012675
Instrument Date	Jul 22, 2019
Instrument	201900004102
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 IBIS DR, 1280, ENGLEWOOD, FL 34224-4612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21949 SHORE POINTE LN, SAINT CLAIR SHORES, MI 48080-2362

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 5, 2018
Property Address	691 E CONCORD ST, PENTWATER, MI 49449-9530
Document Number	2018/011851
Book / Page	2018 / 011851
Map Reference	LB1 PG1
Instrument Date	Jul 5, 2018
Instrument	201800003854
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 691 E Concord St was $3,423.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,300 (-1.39%) Land $99,300	$198,600 (-1.39%) Land $198,600
2025	$3,423.00 Homeowner's exemption	$100,700 Land $100,700	$201,400 Land $201,400
2023		$79,700 Land $79,700	$159,400 (-) Land $159,400
2022	$2,954.00		$159,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 691 E Concord St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 691 E Concord St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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