Oceana County property record for 303 E Concord St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.177 acres (7,713 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $60,000 (Aug 2004) |
| Tax Bill | $8,974 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-424-001-50 |
| Primary APN | 044-424-001-50 |
|---|
| Lot Area | 7,713 sqft (0.177 acres) |
|---|
| Street Address | 303 W CONCORD ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 303 W CONCORD ST - E 35 FT OF LOTS 1, 2 & 3, BLOCK 24 PLAT OF MIDDLESEX VILLAGE OF PENTWATER EXC TH PT OF SD LOT 3 WITHIN E 3 |
| Legal Subdivision | PLAT OF MIDDLESEX |
| Legal Block | 24 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 460 SHADY LN, BARRINGTON, IL 60010-4142 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on Record |
| Deed Sale | Aug 31, 2004 · Amount on Record |
| Prior Sale | Sep 27, 2002 · Amount on Record |
| Deed Book / Page | 2004 / 26658 |
| Last Transfer Date | May 14, 2014 |
| Transfer Doc | 2014/008491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 303 E CONCORD ST, PENTWATER, MI 49449-9432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 2019/013332 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 2019/013332 |
| Instrument | 201900004274 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 18, 2018 |
| Property Address | 303 E CONCORD ST, PENTWATER, MI 49449-9432 |
| Document Number | 2018/017529 |
| Book / Page | 2018 / 017529 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 201800005321 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 539, PENTWATER, MI 49449-0539 |
| Name | Verified Name |
|---|---|
| Address | 460 SHADY LN, BARRINGTON, IL 60010-4142 |
| Document Number | 201800005322 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 201800005322 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,400 (+4%) Land $366,400 | $732,800 (+4%) Land $732,800 | |
| 2025 | $8,974.00 (+5.12%) Homeowner's exemption | $352,300 (+56.09%) Land $352,300 | $704,600 (+56.09%) Land $704,600 |
| 2024 | $8,537.00 (+10.27%) | ||
| 2023 | $225,700 Land $225,700 | $451,400 (-) Land $451,400 | |
| 2022 | $7,742.00 | $451,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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