691 Canopy Ct, Winter Springs, FL 32708 Property Records

Seminole County property record for 691 Canopy Ct, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,963 sqft · built 1982
Lot Size0.404 acres (17,639 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Oct 2009)
Tax Bill$4,841 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-21-31-5FQ-0000-1470

Property Details

APN / Parcel Number

Primary APN07-21-31-5FQ-0000-1470

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,963 sqft Living Area
1st Floor Area2,963 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area17,639 sqft
Garage Area618 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area554 sqft
Patio Area698 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address691 CANOPY CT
CityWINTER SPRINGS
StateFL
Zip32708-3840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 147 TUSCAWILLA UNIT 9-B PB 25 PGS 57 & 58
Legal Range31E
Legal Township21S
Legal Section07
Legal SubdivisionTUSCAWILLA
Legal BlockPB
Legal Lot Number147
Legal Unit9-B
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21306

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address691 CANOPY CT, WINTER SPGS, FL 32708-3840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage
HOMETAP EQUITY PARTNERS LLC
Nov 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
OBSIDIAN FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2009 · Amount on Record
Deed SaleOct 30, 2009 · Amount on Record
Prior SaleFeb 21, 2000 · Amount on Record
Deed Document Number2009123123
Deed Book / Page07278 / 1903
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address691 CANOPY CT, WINTER SPRINGS, FL 32708-3840
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address691 CANOPY CT, WINTER SPRINGS, FL 32708-3840

Mortgage

Document Number0108941742
DateSep 10, 2025
Book Page10894/1742
Instrument2025089391
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeMortgage Company
AddressBOSTON, MA 02116
Agreement
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address691 CANOPY CT, WINTER SPRINGS, FL 32708-3840
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0092511376
DateNov 19, 2018
Book Page09251/1376
Instrument2018131488
Lender
NameOBSIDIAN FINANCIAL SERVICES INC
TypeMortgage Company
AddressMELBOURNE, FL 32935
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,841.00 (+9.92%) Homeowner's exemption$331,862 (+5.99%)$588,946 (+3.8%) Land $130,000 Building $458,946
2023$4,404.00 (+2.85%) Homeowner's exemption$313,116 (+3%)$567,375 (+8.4%) Land $140,000 Building $427,375
2022$4,282.00 Homeowner's exemption$303,996$523,395 Land $120,000 Building $403,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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