Seminole County property record for 688 Canopy Ct, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,369 sqft · built 1984 |
| Lot Size | 0.51 acres (22,226 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,000 (Oct 2018) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-31-5FQ-0000-1540 |
| Primary APN | 07-21-31-5FQ-0000-1540 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| 1st Floor Area | 2,057 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 22,226 sqft |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 375 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 688 CANOPY CT |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 154 TUSCAWILLA UNIT 9-B PB 25 PGS 57 & 58 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 07 |
| Legal Subdivision | TUSCAWILLA |
| Legal Block | PB |
| Legal Lot Number | 154 |
| Legal Unit | 9-B |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21306 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 688 CANOPY CT, WINTER SPGS, FL 32708-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Deed Document Number | 2018121873 |
| Deed Book / Page | 09237 / 0070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 688 CANOPY CT, WINTER SPRINGS, FL 32708-3840 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 688 CANOPY CT, WINTER SPRINGS, FL 32708-3840 |
| Document Number | 0102290617 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 10229/617 |
| Instrument | 2022051997 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 688 CANOPY CT, WINTER SPRINGS, FL 32708-3840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0096781098 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 9678/1098 |
| Instrument | 2020089153 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 23, 2018 |
| Property Address | 688 CANOPY CT, WINTER SPRINGS, FL 32708-3840 |
| Document Number | 0092370070 |
| Book / Page | 09237 / 0070 |
| Map Reference | MB25 PG57 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 2018121873 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | TICON TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,324.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1193 GULFSTAR DR, 1193, WINTER SPRINGS, FL 32708-5183 |
| Name | Verified Name |
|---|---|
| Address | 688 CANOPY CT, WINTER SPRINGS, FL 32708-3840 |
| Document Number | 2018121874 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2018121874 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,905.00 (+10.28%) Homeowner's exemption | $275,659 (+5.99%) | $463,825 (+3.76%) Land $130,000 Building $333,825 |
| 2023 | $3,541.00 (+3.03%) Homeowner's exemption | $260,087 (+3%) | $447,036 (+9.33%) Land $140,000 Building $307,036 |
| 2022 | $3,437.00 Homeowner's exemption | $252,512 | $408,889 Land $120,000 Building $288,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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