691 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 691 3rd Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (May 2013)
Tax Bill	$6,237 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
APN	`381700 80.40-11-3`

Property Details

APN / Parcel Number

Primary APN	`381700 80.40-11-3`
Alternative APN	`1701920`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1701920
Street Address	691 3RD AVE
City	TROY
State	NY
Zip	12182-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	11
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5010
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	691 3RD AVE, TROY, NY 12182-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2013 · Amount on Record
Deed Sale	May 28, 2013 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Book / Page	6788 / 307
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0067130211
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 22, 2019
Property Address	691 3RD AVE, TROY, NY 12182-2328
Document Number	0000559070
Book / Page	008981 / 000249
Instrument Date	Sep 9, 2019
Instrument	559070
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 3RD AVE WATERFORD NY 12188, WATERFORD, NY 12188

Mortgage

Document Number	559071
Date	Oct 22, 2019
Book Page	008981/000252
Instrument	559071

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Mortgage

Document Number	559072,
Date	Oct 22, 2019
Book Page	008981/000270
Instrument	559072

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,237.00 (-1.06%)
2025	$6,304.00 (+42.56%)	$99,000 (-) Land $8,800 Building $90,200	$169,500 (+19.87%) Land $15,067 Building $154,433
2023		$99,000 (-) Land $8,800 Building $90,200	$141,400 (+8.55%) Land $12,569 Building $128,831
2022	$4,422.00	$99,000 Land $8,800 Building $90,200	$130,263 Land $11,579 Building $118,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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