689 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 689 3rd Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,476 sqft · built 1829
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$176,500 (Dec 2022)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Nov 2023 Refinance Dec 2022 Sale & Mortgage
APN	`381700 80.40-11-4`

Property Details

APN / Parcel Number

Primary APN	`381700 80.40-11-4`
Alternative APN	`1701910`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,476 sqft Total Area
1st Floor Area	1,238 sqft
2nd Floor Area	1,238 sqft

Exterior

Year Built	Built 1829
Effective Year Built	Effective 1829
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1701910
Street Address	689 3RD AVE
City	TROY
State	NY
Zip	12182-2328
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2.5 STY BRK HSE 327-21 9-08/415
Legal Block	11
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5010
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	689 3RD AVE, TROY, NY 12182-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Dec 8, 2022	Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	2022620918
Deed Book / Page	10262 / 124
Prior Transfer Date	Jun 2, 2010
Prior Transfer Doc	0055330117
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	689 3RD AVE, TROY, NY 12182-2328
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105340250
Date	Nov 9, 2023
Book Page	10534/250
Instrument	2023-634774

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 8, 2022
Property Address	689 3RD AVE, TROY, NY 12182-2328
Document Number	0102620124
Book / Page	10262 / 124
Instrument Date	Nov 17, 2022
Instrument	2022-620918
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 1ST AVE, TROY, NY 12182-2338

Mortgage

Document Number	2022620919
Date	Dec 8, 2022
Instrument	2022-620919

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+4.42%)	$92,000 (-) Land $14,000 Building $78,000	$157,500 (+19.86%) Land $23,967 Building $133,533
2023		$92,000 (-) Land $14,000 Building $78,000	$131,400 (+8.55%) Land $19,996 Building $111,404
2022	$4,026.00	$92,000 Land $14,000 Building $78,000	$121,053 Land $18,421 Building $102,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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