Carteret County property record for 6908 Canal Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,728 sqft · built 1981 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,500 (Nov 2020) |
| Tax Bill | $4,820 (2025) |
| Deeds & Mortgages | Dec 2017 Construction Loan Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5394.20.71.8210000 |
| Primary APN | 5394.20.71.8210000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,728 sqft Heated Area |
| Gross Area | 3,734 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Lot Dimensions | 455 ft deep x 180 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Deck Area | 99 sqft |
| Patio Area | 924 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 68387 |
|---|---|
| Street Address | 6908 CANAL DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L16B B28 NORTH COLUMBUS SQUARE EMERALD ISLE |
| Legal Subdivision | COLUMBUS SQUARE |
| Legal Block | 71 |
| Legal Lot Number | 16B |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6908 CANAL DR, EMERALD ISLE, NC 28594-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Construction Mortgage SOUND BANK |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Oct 9, 2015 · Amount on Record |
| Deed Document Number | 20201697225 |
| Deed Book / Page | 1697 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 6908 CANAL DR, EMERALD ISLE, NC 28594-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015950377 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 1595/377 |
| Instrument | 1595377 |
| Name | SOUND BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 6908 CANAL DR, EMERALD ISLE, NC 28594-3203 |
| Document Number | 0016970225 |
| Book / Page | 1697 / 225 |
| Map Reference | MB 16 PG 12 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 1697225 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,721.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 LANYARD DR, 702, NEWPORT, NC 28570-4400 |
| Name | Verified Name |
|---|---|
| Address | 6908 CANAL DR, EMERALD ISLE, NC 28594-3203 |
| Document Number | 1697226 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 1697-226 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,329,453 (-) Land $781,581 Building $547,872 | $1,329,453 (-) Land $781,581 Building $547,872 | |
| 2025 | $4,820.00 (+116.92%) | $1,329,453 (+233.37%) Land $781,581 Building $547,872 | $1,329,453 (+233.37%) Land $781,581 Building $547,872 |
| 2023 | $398,793 Land $137,779 Building $261,014 | $398,793 Land $137,779 Building $261,014 | |
| 2022 | $2,222.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed.
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