6906 Canal Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6906 Canal Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1983
Lot Size1.44 acres (62,814 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Nov 2006)
Tax Bill$4,694 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN5394.20.71.9138000

Property Details

APN / Parcel Number

Primary APN5394.20.71.9138000
Alternative APNs
  • 66308
  • 4726

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area2,213 sqft
1st Floor Area60 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialMetal
Lot Area62,814 sqft (1.44 acres)
Lot Dimensions408 ft deep x 80 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area448 sqft
Deck Area10 sqft
Patio Area140 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Account Number66308
Street Address6906 CANAL DR
CityEMERALD ISLE
StateNC
Zip28594-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL17 B-28 NORTH COLUMBUS SQUARE EMERALD ISLE
Legal SubdivisionCOLUMBUS SQUARE
Legal Block71
Legal Lot Number17
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1045
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address579 NC 96 HWY E, YOUNGSVILLE, NC 27596-8866
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2006 · Amount on Record
Deed SaleNov 3, 2006 · Amount on Record
Prior SaleOct 31, 2006 · Amount on Record
Deed Document Number20061196429
Deed Book / Page1196 / 429
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6906 CANAL DR, EMERALD ISLE, NC 28594-3203
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016760264
DateJun 25, 2020
Book Page1676/264
Instrument1676264
Lender
NameBENCHMARK COMMUNITY BANK
TypeBank
AddressKENBRIDGE, VA 23944
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,291,236 (-) Land $810,519 Building $480,717$1,291,236 (-) Land $810,519 Building $480,717
2025$4,694.00 (+91.98%)$1,291,236 (+189.2%) Land $810,519 Building $480,717$1,291,236 (+189.2%) Land $810,519 Building $480,717
2023$446,479 Land $153,429 Building $293,050$446,479 Land $153,429 Building $293,050
2022$2,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Nearby Properties on Canal Dr

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