Norfolk City property record for 6907 Gardner Dr, Norfolk, VA 23518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,833 sqft · built 1955 |
| Lot Size | 0.25 acres (10,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,300 (Apr 2026) |
| Tax Bill | $3,691 (2026) |
| Deeds & Mortgages | Nov 2012 Mortgage Nov 2010 Mortgage + 2 more |
| APN | 29992900 |
| Primary APN | 29992900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,886 sqft (0.25 acres) |
| Lot Depth | 105 ft Depth |
| Porch | Porch |
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 6907 GARDNER DR |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23518-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN1 |
| Legal Description | 23 MEADOWBROOK FOREST SEC. 2 |
| Legal Subdivision | MEADOWBROOK FOREST SECTION 2 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 6606 |
6907 Gardner Dr is owned and occupied by an individual who bought it in April 2026.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2012 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Nov 22, 2010 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Apr 6, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Aug 29, 2007 | Bargain and Sale Deed, Transfer NATIONAL CITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Aug 29, 2007 · Amount on File |
| Deed Document Number | 20266344 |
| Prior Transfer Date | Apr 2, 2026 |
| Prior Transfer Doc | 0000006344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | JT TITLE AND ESCROW LLC, JUSTIC TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0120027297 |
|---|---|
| Date | Nov 9, 2012 |
| Instrument | 120027297 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2042 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0100024066 |
|---|---|
| Date | Nov 22, 2010 |
| Instrument | 100024066 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2040 |
| Rate | 5.37% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 6, 2026 |
| Property Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Document Number | 0000006344 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20266344 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,825.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Document Number | 0000006345, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20266345 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 29, 2007 |
| Property Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Document Number | 070032756 |
| Map Reference | MB36 PG6 |
| Instrument Date | Aug 25, 2007 |
| Instrument | 070032756 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6907 GARDNER DR, NORFOLK, VA 23518-4903 |
| Document Number | 070032757 |
|---|---|
| Date | Aug 29, 2007 |
| Instrument | 070032757 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Rate | 6.62% |
|---|
| Document Number | 0070032758 |
|---|---|
| Date | Aug 29, 2007 |
| Instrument | 070032758 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2022 |
The 2026 property tax bill for 6907 Gardner Dr was $3,691, up 2.5% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,691.00 (+2.53%) | $295,300 (+0.89%) Land $85,600 Building $209,700 | $295,300 (+0.89%) Land $85,600 Building $209,700 |
| 2025 | $3,600.00 | $292,700 Land $83,000 Building $209,700 | $292,700 Land $83,000 Building $209,700 |
| 2023 | $3,442.00 | $275,400 Land $83,000 Building $192,400 | $275,400 Land $83,000 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 6907 Gardner Dr; there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 6 (1979–2016) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6907 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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