6839 Gardner Dr, Norfolk, VA 23518 Property Records

Norfolk City property record for 6839 Gardner Dr, Norfolk, VA 23518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,293 sqft · built 1962
Lot Size	0.252 acres (10,995 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (May 2019)
Tax Bill	$5,217 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale
APN	`39677190`

Property Details

APN / Parcel Number

Primary APN	`39677190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,293 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,995 sqft (0.252 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Patio Area	282 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6839 GARDNER DR
City	NORFOLK
State	VA
Zip	23518-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	98 MEADOWBROOK TERRACE
Legal Subdivision	MEADOWBROOK TERRACE
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2005
Census Tract	6606

Owner

6839 Gardner Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6839 GARDNER DR, NORFOLK, VA 23518-4901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2019	Warranty Deed, Transfer ROCK TITLE INC, ROCKET TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20198672
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	6839 GARDNER DR, NORFOLK, VA 23518-4901
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	KNOWLEDGE SPLICE SERVICES, KNOWLEDGE SPLICE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210030557
Date	Sep 30, 2021
Instrument	210030557

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	May 13, 2019
Property Address	6839 GARDNER DR, NORFOLK, VA 23518-4901
Document Number	190008672
Instrument Date	May 7, 2019
Instrument	190008672
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ROCK TITLE INC, ROCKET TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6839 GARDNER DR, NORFOLK, VA 23518-4901

Tax Assessment & Valuation

The 2026 property tax bill for 6839 Gardner Dr was $5,217, up 2.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,217.00 (+2.25%)	$417,400 (+0.63%) Land $85,600 Building $331,800	$417,400 (+0.63%) Land $85,600 Building $331,800
2025	$5,102.00	$414,800 Land $83,000 Building $331,800	$414,800 Land $83,000 Building $331,800
2023	$4,897.00	$391,800 Land $83,000 Building $308,800	$391,800 Land $83,000 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6839 Gardner Dr; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (1979–2016)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6839 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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