6905 E Raco Ave, Fresno, CA 93727 Property Records

Fresno County property record for 6905 E Raco Ave, Fresno, CA 93727

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,116 sqft · built 2007
Lot Size0.183 acres (7,956 sqft)
Owner2 Individual Names on File
Last Sale$315,500 (Jul 2007)
Tax Bill$5,949 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN313-745-08S

Property Details

APN / Parcel Number

Primary APN313-745-08S
Alternative APN
  • 31374508

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,116 sqft Living Area
1st Floor Area2,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area7,956 sqft (0.183 acres)
Lot Dimensions102 ft deep x 78 ft wide
Garage Area623 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address6905 E RACO AVE
CityFRESNO
StateCA
Zip93727-5876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 17 TRACT NO 5294
Legal SubdivisionTRACT NO 5294
Legal Tract5294
Legal Lot Number17
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2003
Census Tract1413

Owner

6905 E Raco Ave is owned and occupied by two individuals who acquired it in July 2018.

Source: Fresno County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address6905 E RACO AVE, FRESNO, CA 93727-5876
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 19, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 2, 2018Quit Claim Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2007 · Amount on File
Deed SaleJul 19, 2007 · Amount on File
Deed Document Number2007138466
Last Transfer DateJul 23, 2018
Transfer Doc0000093856
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address6905 E RACO AVE, FRESNO, CA 93727-5876
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 E RACO AVE, FRESNO, CA 93727-5876

Mortgage

Document Number0000024139
DateFeb 16, 2021
Instrument2021-0024139
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address6905 E RACO AVE, FRESNO, CA 93727-5876
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 E RACO AVE, FRESNO, CA 93727-5876

Mortgage

Document Number0000004630
DateJan 19, 2024
Instrument2024-0004630
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address6905 E RACO AVE, FRESNO, CA 93727-5876
Document Number0000001519
Instrument DateDec 14, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6905 E RACO AVE FRESNO CA 937275876, FRESNO, CA 93727-5876

Mortgage

Document Number0000001519
DateJan 7, 2020
Instrument1519
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 6, 2035

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRESNO CA
Recording DateAug 2, 2018
Property Address6905 E RACO AVE, FRESNO, CA 93727-5876
Document Number0000093856
Instrument DateJul 23, 2018
Instrument93856
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6905 E RACO AVE FRESNO CA 937275876, FRESNO, CA 93727-5876

Mortgage

Document Number93857
DateAug 2, 2018
Instrument93857
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILLS RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6905 E Raco Ave was $5,949 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictSanger Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$436,221 (+2%) Land $120,571 Building $315,650
2025$5,949.00 Homeowner's exemption$427,668 Land $118,207 Building $309,461
2023$5,299.00 (+1.98%) Homeowner's exemption$411,064 Land $113,618 Building $297,446
2022$5,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6905 E Raco Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6905 E Raco Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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