6905 Cucamelon Ct, Windermere, FL 34786 Property Records

Orange County property record for 6905 Cucamelon Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,902 sqft · built 2021
Lot Size	0.156 acres (6,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$986,000 (Oct 2025)
Tax Bill	$8,669 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-23-27-7802-00-680`

Property Details

APN / Parcel Number

Primary APN	`23-23-27-7802-00-680`
Alternative APNs	`272323780200680` `145079` `146248` `148370`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,902 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,787 sqft (0.156 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6905 CUCAMELON CT
City	WINDERMERE
State	FL
Zip	34786-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SANCTUARY AT LAKES OF WINDERMERE 103/94 LOT 68
Legal Range	27E
Legal Township	23S
Legal Section	23
Legal Subdivision	SANCTUARY AT LAKES OF WINDERMERE
Legal Lot Number	68
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	17112

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Construction Mortgage CLIMATE FIRST BANK
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 2, 2021	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2025576052
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160086
Date	Mar 19, 2024
Instrument	20240160086

Lender

Name	CLIMATE FIRST BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.79%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.79%
Max Rate At Change	12.7%
Index	1-Year T-Bill
Max Rate	12.7%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 3, 2025
Property Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680
Document Number	0000576052
Map Reference	MB 103 PG 94-102
Instrument Date	Oct 1, 2025
Instrument	20250576052
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,902.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13112 ORANGE ISLE DR, WINDERMERE, FL 34786-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680

Mortgage

Document Number	0000576053
Date	Oct 3, 2025
Instrument	20250576053

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 21, 2021
Property Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680
Document Number	0000776419
Map Reference	MB 103 PG 94-102
Instrument Date	Dec 17, 2021
Instrument	20210776419
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,222.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680

Mortgage

Document Number	0000776420
Date	Dec 21, 2021
Instrument	20210776420

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2021
Property Address	6905 CUCAMELON CT, WINDERMERE, FL 34786-6680
Document Number	0000397001
Instrument Date	Jun 23, 2021
Instrument	20210397001
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 S 7TH ST, MINNEAPOLIS, MN 55402-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,516 (+1.98%)	$740,000 (+4.92%) Land $160,000 Building $580,000
2025	$8,669.00 (+3.94%) Homeowner's exemption	$535,898 (+2.9%)	$705,310 (+5.36%) Land $135,000 Building $570,310
2024	$8,340.00 (+7.06%) Homeowner's exemption	$520,795 (+3%)	$669,418 (+19.82%) Land $135,000 Building $534,418
2023	$7,790.00 (+9.18%) Homeowner's exemption	$505,626 (+8.81%)	$558,672 (+20.23%) Land $115,000 Building $443,672
2022	$7,135.00 Homeowner's exemption	$464,685 Land $115,000 Building $349,685	$464,685 Land $115,000 Building $349,685

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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