6904 N Stuart Rd, King George, VA 22485 Property Records

King George County property record for 6904 N Stuart Rd, King George, VA 22485

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,284 sqft · built 2006
Lot Size	2.04 acres (88,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2026)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-2-54`

Property Details

APN / Parcel Number

Primary APN	`16-2-54`
Alternative APN	`12221`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,284 sqft Living Area
Gross Area	5,800 sqft
1st Floor Area	4,568 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,906 sqft (2.04 acres)
Terrain	Rolling
Garage Area	400 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	12221
Street Address	6904 N STUART RD
City	KING GEORGE
State	VA
Zip	22485-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CULPEPPER COMMONS SUBD SE CTION THREE 2.0418 A LOT 54
Legal Subdivision	CULPEPPER COMMONS SUBD
Legal Lot Number	54
Jurisdiction	KING GEORGE VA
Township / Civil Division	JAMES MONROE
Census Block Group	3
Census Block	3001
Census Tract	40200

Owner

Source: King George County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8237 HICKORY DR, KING GEORGE, VA 22485-4104
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Feb 15, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIELDSTONE MORTGAGE
Apr 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Jul 10, 2006	Warranty Deed, Transfer · Conventional Mortgage PENN 1ST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	20261194
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	6904 N STUART RD, KING GEORGE, VA 22485-5467
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006189
Date	Nov 30, 2021
Instrument	210006189

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	6904 N STUART RD, KING GEORGE, VA 22485-5467
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007021500/113730
Date	Feb 15, 2007
Book Page	2007021500/113730

Lender

Name	FIELDSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	7.6%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	KING GEORGE VA
Recording Date	Apr 16, 2026
Property Address	6904 N STUART RD, KING GEORGE, VA 22485-5467
Document Number	0000001194
Instrument Date	Apr 10, 2026
Instrument	2026.1194
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8237 HICKORY DR, KING GEORGE, VA 22485-4104

Mortgage

Document Number	0000001195,
Date	Apr 16, 2026
Instrument	2026..1195

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Jul 10, 2006
Property Address	6904 N STUART RD, KING GEORGE, VA 22485-5467
Document Number	000599/673
Book / Page	599 / 673
Instrument Date	Jun 30, 2006
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000599675
Date	Jul 10, 2006
Instrument	599/675

Lender

Name	PENN 1ST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2006071000/52040
Date	Jul 10, 2006
Book Page	2006071000/52040

Lender

Name	PENN 1ST FINANCIAL SERVIC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: King George County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King George County
Unified School District	King George County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,600 (+16.94%) Land $80,400 Building $420,200	$500,600 (+16.94%) Land $80,400 Building $420,200
2025	$2,911.00	$428,100 (-) Land $70,400 Building $357,700
2024	$2,911.00
2023	$2,911.00	$428,100 Land $70,400 Building $357,700	$428,100 (-) Land $70,400 Building $357,700
2021			$428,100 Land $70,400 Building $357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KING GEORGE CO. COURTHOUSE serves 3,985 people · EPA ID VA6099050
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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