6865 N Stuart Rd, King George, VA 22485 Property Records

King George County property record for 6865 N Stuart Rd, King George, VA 22485

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,224 sqft · built 2005
Lot Size	4.41 acres (192,492 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Feb 2018)
Tax Bill	$3,414 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-2-71`

Property Details

APN / Parcel Number

Primary APN	`16-2-71`
Alternative APN	`12217`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	7,072 sqft
1st Floor Area	4,296 sqft
Basement Area	1,576 sqft
Finished Basement	1,576 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	192,492 sqft (4.41 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	256 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	12217
Street Address	6865 N STUART RD
City	KING GEORGE
State	VA
Zip	22485-5478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CULPEPPER COMMONS SUBD SE CTION THREE 4.4193 A LOT 71
Legal Subdivision	CULPEPPER COMMONS SUBD
Legal Lot Number	71
Jurisdiction	KING GEORGE VA
Township / Civil Division	JAMES MONROE
Census Block Group	3
Census Block	3001
Census Tract	40200

Owner

Source: King George County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6865 N STUART RD, KING GEORGE, VA 22485-5478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Feb 21, 2018	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	201810150
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000000368
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	6865 N STUART RD, KING GEORGE, VA 22485-5478
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250002754
Date	Sep 26, 2025
Instrument	250002754

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	6865 N STUART RD, KING GEORGE, VA 22485-5478
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002674
Date	May 19, 2021
Instrument	210002674

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	6865 N STUART RD, KING GEORGE, VA 22485-5478
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003352
Date	Aug 31, 2020
Instrument	200003352

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 25, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Feb 21, 2018
Property Address	6865 N STUART RD, KING GEORGE, VA 22485-5478
Document Number	180010150
Instrument Date	Feb 16, 2018
Instrument	180010150
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 N STUART RD, KING GEORGE, VA 22485-5478

Mortgage

Document Number	180010160
Date	Feb 21, 2018
Instrument	180010160

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: King George County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King George County
Unified School District	King George County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,600 (+17.8%) Land $104,200 Building $487,400	$591,600 (+17.8%) Land $104,200 Building $487,400
2025	$3,414.00	$502,200 (-) Land $94,200 Building $408,000
2024	$3,414.00
2023	$3,414.00	$502,200 Land $94,200 Building $408,000	$502,200 (-) Land $94,200 Building $408,000
2021			$502,200 Land $94,200 Building $408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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