6903 Smith St, Grifton, NC 28530 Property Records

Lenoir County property record for 6903 Smith St, Grifton, NC 28530 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,311 sqft · built 1960
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$589 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN456903231830

Property Details

APN / Parcel Number

Primary APN456903231830
Alternative APN
  • 30431

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,311 sqft Finished Area

Exterior

Year BuiltBuilt 1960
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
TerrainWet
PorchPorch
Porch Area190 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address6903 SMITH ST
CityGRIFTON
StateNC
Zip28530-7041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITH ST LOTS A & B 6903 SMITH ST
Legal SubdivisionJAMES EARL CROOM
Legal Lot NumberA
JurisdictionLENOIR NC
Township / Civil DivisionCONTENTNEA NECK
Census Block Group1
Census Block1000
Census Tract10100

Owner

Source: Lenoir County records · APN 456903231830

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6903 SMITH ST, GRIFTON, NC 28530-7041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000846430
Record UpdatedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address6903 SMITH ST, GRIFTON, NC 28530-7041
Document Number0018190666
Book / Page001819 / 000666
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0018190666
DateJan 05, 2018
Book Page001819/000666
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressKINSTON, NC 28504
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lenoir County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$589.00 (+28.6%)$87,380 (+60.92%) Land $9,405 Building $77,975$87,380 (+60.92%) Land $9,405 Building $77,975
2023$458.00$54,301 Land $2,600 Building $51,701$54,301 Land $2,600 Building $51,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lenoir County (37107C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371070101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims61 (1999–2018)
Claims Outside the SFHA13 of 61
Most Recent ClaimSep 2018, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 11 claims
  • Hurricane Matthew, Oct 2016 · 21 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
NfinityLink CommunicationsFiber10,000 / 10,000
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: HarvestBeam, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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