6903 Smith St, Grifton, NC 28530 Property Records

Lenoir County property record for 6903 Smith St, Grifton, NC 28530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,311 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$589 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`456903231830`

Property Details

APN / Parcel Number

Primary APN	`456903231830`
Alternative APN	`30431`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,311 sqft Finished Area

Exterior

Year Built	Built 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Wet
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	6903 SMITH ST
City	GRIFTON
State	NC
Zip	28530-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH ST LOTS A & B 6903 SMITH ST
Legal Subdivision	JAMES EARL CROOM
Legal Lot Number	A
Jurisdiction	LENOIR NC
Township / Civil Division	CONTENTNEA NECK
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

Source: Lenoir County records · APN 456903231830

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6903 SMITH ST, GRIFTON, NC 28530-7041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000846430
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6903 SMITH ST, GRIFTON, NC 28530-7041
Document Number	0018190666
Book / Page	001819 / 000666
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0018190666
Date	Jan 05, 2018
Book Page	001819/000666

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	KINSTON, NC 28504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lenoir County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00 (+28.6%)	$87,380 (+60.92%) Land $9,405 Building $77,975	$87,380 (+60.92%) Land $9,405 Building $77,975
2023	$458.00	$54,301 Land $2,600 Building $51,701	$54,301 Land $2,600 Building $51,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lenoir County (37107C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371070101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	61 (1999–2018)
Claims Outside the SFHA	13 of 61
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 80 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
NfinityLink Communications Fiber	10,000 / 10,000
Optimum Communications Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: HarvestBeam, Spectrum.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF GRIFTON serves 2,982 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.