6903 River Gate Ct, Oak Ridge, NC 27310 Property Records

Guilford County property record for 6903 River Gate Ct, Oak Ridge, NC 27310 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,587 sqft · built 2017
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Dec 2023)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6898674763-000`

Property Details

APN / Parcel Number

Primary APN	`6898674763-000`
Alternative APN	`0222357`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,587 sqft Living Area
Gross Area	4,435 sqft
1st Floor Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	704 sqft
Porch	Finished Screened Porch
Porch Area	324 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6903 RIVER GATE CT
City	OAK RIDGE
State	NC
Zip	27310-9885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER GATE LO:14
Legal Subdivision	RIVER GATE
Legal Block	1
Legal Lot Number	14
Jurisdiction	GUILFORD NC
Township / Civil Division	OAK RIDGE
Census Block Group	1
Census Block	1049
Census Tract	15902

Owner

Source: Guilford County records · APN 6898674763-000

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 08, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Dec 08, 2017 · Amount on Record
Deed Document Number	202356595
Deed Book / Page	8786 / 1271
Prior Transfer Date	Sep 09, 2020
Prior Transfer Doc	0083340386
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Transaction Type	Mortgage
Record Updated	Jan 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885

Mortgage

Document Number	0090022698
Date	Dec 30, 2025
Book Page	9002/2698
Instrument	2025060950

Lender

Name	RENASANT BANK
Type	Bank
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Feb 01, 2041

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Dec 12, 2023
Property Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Document Number	0087861271
Book / Page	8786 / 1271
Map Reference	MB 188 PG 34
Instrument Date	Dec 11, 2023
Instrument	2023056595
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885

Mortgage

Document Number	2023056596
Date	Dec 12, 2023
Instrument	2023056596

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUILFORD NC
Recording Date	Sep 16, 2020
Property Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Document Number	0083340386
Book / Page	8334 / 386
Map Reference	MB 188 PG 34
Instrument Date	Sep 09, 2020
Instrument	2020057388
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 S CHERRY ST, 504, KERNERSVILLE, NC 27284-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885

Mortgage

Document Number	2020057389
Date	Sep 16, 2020
Instrument	2020057389

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Dec 08, 2017
Property Address	6903 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Document Number	0080030429
Book / Page	008003 / 000429
Instrument Date	Dec 06, 2017
Instrument	69176
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6903 RIVER GATE CT OAK RIDGE NC 27310, OAK RIDGE, NC 27310

Mortgage

Document Number	80030432
Date	Dec 08, 2017
Book Page	008003/000432
Instrument	69177

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2047

Tax Assessment & Valuation

Source: Guilford County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Oak Ridge Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00	$454,600 (-) Land $75,000 Building $379,600	$454,600 (-) Land $75,000 Building $379,600
2024	$4,242.00 (+2.76%)
2023	$4,128.00	$454,600 Land $75,000 Building $379,600	$454,600 (-) Land $75,000 Building $379,600
2022			$454,600 Land $75,000 Building $379,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guilford County (37081C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370810159021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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