6901 River Gate Ct, Oak Ridge, NC 27310 Property Records

Guilford County property record for 6901 River Gate Ct, Oak Ridge, NC 27310

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,948 sqft · built 2017
Lot Size	0.919 acres (40,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6898676750-000`

Property Details

APN / Parcel Number

Primary APN	`6898676750-000`
Alternative APN	`0222358`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,948 sqft Heated Area
Gross Area	3,262 sqft
1st Floor Area	1,398 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	40,075 sqft (0.919 acres)
Garage Area	458 sqft
Porch	Open Porch
Porch Area	314 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6901 RIVER GATE CT
City	OAK RIDGE
State	NC
Zip	27310-9885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CU-RS-40
Legal Description	RIVER GATE
Legal Subdivision	RIVER GATE
Jurisdiction	GUILFORD NC
Township / Civil Division	OAK RIDGE
Census Block Group	1
Census Block	1049
Census Tract	15902

Owner

6901 River Gate Ct is owned and occupied by two individuals who acquired it in September 2021.

Source: Guilford County records, as of October 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6901 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 1, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Deed Document Number	0085062402
Deed Book / Page	8044 / 0737
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	2018022137
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6901 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085382950
Date	Nov 9, 2021
Book Page	8538/2950
Instrument	2021085141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6901 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083290684
Date	Sep 4, 2020
Book Page	8329/684
Instrument	2020054701

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6901 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Document Number	0082532496
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6901 RIVER GATE CT OAK RIDGE NC 273109885, OAK RIDGE, NC 27310-9885

Mortgage

Document Number	0082532496
Date	Mar 3, 2020
Book Page	008253/002496
Instrument	13272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 2, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	May 1, 2018
Property Address	6901 RIVER GATE CT, OAK RIDGE, NC 27310-9885
Document Number	0080440737
Book / Page	008044 / 000737
Instrument Date	Jan 5, 2018
Instrument	22137
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6901 RIVER GATE CT OAK RIDGE NC 273109885, OAK RIDGE, NC 27310-9885

Mortgage

Document Number	80440739
Date	May 1, 2018
Book Page	008044/000739
Instrument	22138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6901 River Gate Ct was $3,646.

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Oak Ridge Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00	$390,700 Land $75,000 Building $315,700
2023	$3,548.00	$390,700 Land $75,000 Building $315,700	$390,700 (-) Land $75,000 Building $315,700
2022			$390,700 Land $75,000 Building $315,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6901 River Gate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6901 River Gate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMOKE RIDGE ESTATES private · serves 135 people · EPA ID NC0241197
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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