6902 Stearns Ln, Celina, OH 45822 Property Records

Mercer County property record for 6902 Stearns Ln, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,414 sqft · built 2008
Lot Size	0.328 acres (14,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jan 2021)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Sep 2012 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-129600.0000`

Property Details

APN / Parcel Number

Primary APN	`26-129600.0000`
Alternative APN	`09-02-104-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,414 sqft Living Area
Basement Area	1,778 sqft
Finished Basement	1,778 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	14,317 sqft (0.328 acres)
Lot Dimensions	103 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6902 STEARNS LN
City	CELINA
State	OH
Zip	45822-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD SECTION #3 ALSO LOTS 20 & 21 LOT #19
Legal Subdivision	NORTHWOOD
Legal Lot Number	20&21,
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3036
Census Tract	967600

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6902 STEARNS LN, CELINA, OH 45822-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Oct 6, 2025	Transfer on Death Deed, Transfer
Jan 28, 2021	Warranty Deed, Transfer · Line of Credit THREE RIVERS FCU
Mar 20, 2017	Intrafamily Transfer, Transfer ATTORNEY
Mar 5, 2008	Survivorship Deed, Transfer · Construction Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Mar 5, 2008 · Amount on Record
Deed Document Number	2021632
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0000001281
Record Updated	Sep 20, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	6902 STEARNS LN, CELINA, OH 45822-2920
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	TENURE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200005264
Date	Sep 10, 2012
Instrument	201200005264

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Oct 6, 2025
Property Address	6902 STEARNS LN, CELINA, OH 45822-2920
Document Number	202500004121
Instrument Date	Oct 2, 2025
Instrument	202500004121
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6902 STEARNS LN, CELINA, OH 45822-2920

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Jan 28, 2021
Property Address	6902 STEARNS LN, CELINA, OH 45822-2920
Document Number	202100000632
Instrument Date	Nov 17, 2020
Instrument	202100000632
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1615 NORTHLAND BLVD, FORT WAYNE, IN 46825-6554

Mortgage

Document Number	202100000633
Date	Jan 28, 2021
Instrument	202100000633

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Mar 20, 2017
Property Address	6902 STEARNS LN, CELINA, OH 45822-2920
Document Number	201700001281
Instrument Date	Mar 2, 2017
Instrument	201700001281
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6902 STEARNS LN, CELINA, OH 45822-2920

March 2008: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Mar 5, 2008
Property Address	6902 STEARNS LN, CELINA, OH 45822-2920
Document Number	200800001309
Instrument Date	Feb 23, 2008
Instrument	200800001309
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 SHOCKTON CT, SPRINGBORO, OH 45066-7500

Mortgage

Document Number	200800001310
Date	Mar 5, 2008
Instrument	200800001310

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.7%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,587.00	$140,950 (-) Land $17,360 Building $123,590
2024	$5,587.00 (-2.1%)	$140,950 (-) Land $17,360 Building $123,590
2023	$5,707.00 (+25.95%)	$140,950 (+45.11%) Land $17,360 Building $123,590	$402,700 (+45.12%) Land $49,600 Building $353,100
2022	$4,531.00	$97,130 Land $15,790 Building $81,340
2020			$277,500 Land $45,100 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wabash Communications.

Nearby Properties on Stearns Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures