6876 Stearns Ln, Celina, OH 45822 Property Records

Mercer County property record for 6876 Stearns Ln, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2004
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2019)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-129300.0000`

Property Details

APN / Parcel Number

Primary APN	`26-129300.0000`
Alternative APN	`09-02-104-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6876 STEARNS LN
City	CELINA
State	OH
Zip	45822-2973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD SECTION #3 ALSO LOT 15 LOT#: 16
Legal Subdivision	NORTHWOOD
Legal Lot Number	15
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3036
Census Tract	967600

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6876 STEARNS LN, CELINA, OH 45822-2973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Dec 26, 2019	Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	20196056
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	6876 STEARNS LN, CELINA, OH 45822-2973
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000766
Date	Feb 3, 2021
Instrument	202100000766

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Dec 26, 2019
Property Address	6876 STEARNS LN, CELINA, OH 45822-2973
Document Number	201900006056
Instrument Date	Dec 19, 2019
Instrument	201900006056
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6876 STEARNS LN, CELINA, OH 45822-2973

Mortgage

Document Number	201900006057
Date	Dec 26, 2019
Instrument	201900006057

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,821.00	$96,400 (-) Land $12,640 Building $83,760
2024	$3,821.00 (+0.13%)	$96,400 (-) Land $12,640 Building $83,760
2023	$3,816.00 (+26.11%)	$96,400 (+45.4%) Land $12,640 Building $83,760	$275,400 (+45.41%) Land $36,100 Building $239,300
2022	$3,026.00	$66,300 Land $11,520 Building $54,780
2020			$189,400 Land $32,900 Building $156,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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