6902 Rum Point Ln, Berlin, MD 21811 Property Records

Worcester County property record for 6902 Rum Point Ln, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,977 sqft · built 1998
Lot Size	3.53 acres (153,767 sqft)
Owner	2 Company Names on File
Last Sale	$878,000 (Nov 2019)
Tax Bill	$13,749 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-359821`

Property Details

APN / Parcel Number

Primary APN	`10-359821`
Alternative APN	`359821`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	5,977 sqft Total Area
Utility Area	69 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	153,767 sqft (3.53 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	922 sqft
Deck Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	359821
Street Address	6902 RUM POINT LN
City	BERLIN
State	MD
Zip	21811-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A 3.53 ACS RUM POINTE RD RUM POINTE ESTATES
Legal Subdivision	RUM POINTE ESTATES
Legal Lot Number	1A
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3041
Census Tract	951700

Owner

Source: Worcester County records · APN 10-359821

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6902 RUM POINT LN, BERLIN, MD 21811-2572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 23, 2021	Intrafamily Transfer, Transfer
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Feb 13, 2004 · Amount on Record
Deed Book / Page	7543 / 229
Last Transfer Date	Feb 19, 2021
Transfer Doc	0079440216
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6902 RUM POINT LN, BERLIN, MD 21811-2572
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079220039
Date	Feb 02, 2021
Book Page	7922/39

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2041

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Feb 23, 2021
Property Address	6902 RUM POINT LN, BERLIN, MD 21811-2572
Document Number	0079440216
Book / Page	7944 / 216
Map Reference	LB 7543 FO 229
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9113 MARINA PKWY, MYRTLE BEACH, SC 29572-8186

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 27, 2019
Property Address	6902 RUM POINT LN, BERLIN, MD 21811-2572
Document Number	0075430229
Book / Page	007543 / 000229
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9113 MARINA PKWY MYRTLE BEACH SC 295728186, MYRTLE BEACH, SC 29572-8186

Mortgage

Document Number	75430235
Date	Nov 27, 2019
Book Page	007543/000235

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,489,267 (+0.41%)	$1,501,400 (+1.23%) Land $507,600 Building $993,800
2025	$13,749.00 (+7.79%)	$1,483,200 (+11.28%) Land $507,600 Building $975,600	$1,483,200 (-) Land $507,600 Building $975,600
2023	$12,755.00	$1,332,867	$1,483,200 Land $507,600 Building $975,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479517003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 130 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm	Hurricane Sandy, Oct 2012 · 29 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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