Worcester County property record for 6820 Rum Point Ln, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 6,058 sqft · built 1978 |
| Lot Size | 5.93 acres (258,311 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,754 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-022274 |
| Primary APN | 10-022274 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,058 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 258,311 sqft (5.93 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 984 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 299 sqft |
| Patio Area | 437 sqft |
| Shed | 1 Shed |
| Shed Area | 520 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 022274 |
|---|---|
| Street Address | 6820 RUM POINT LN |
| City | BERLIN |
| State | MD |
| Zip | 21811-2571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 5.9377 ACS E SIDE STEPHEN DECATUR RD |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 951700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 99, OCEAN CITY, MD 21843-0099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,754.00 (+0.25%) Homeowner's exemption | $1,353,567 (+19.37%) | $1,402,900 (+5.57%) Land $551,800 Building $851,100 |
| 2025 | $10,727.00 (+4.3%) Homeowner's exemption | ||
| 2023 | $10,285.00 Homeowner's exemption | $1,133,967 | $1,328,900 Land $546,800 Building $782,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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