St. Clair County property record for 6900 River Rd, Cottrellville, MI 48039 · Last verified April 2026
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 3,393 sqft · built 1960 |
| Lot Size | 108 acres (4,711,014 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,788 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-17-047-0007-000 |
| Primary APN | 74-17-047-0007-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,393 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 4,711,014 sqft (108 acres) |
| Lot Dimensions | 6,366 ft deep x 740 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6900 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-2253 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Legal Description | SLY 95.6 A OF NLY 176.7 A & WLY 13 A OF SLY 94.9 A OF NLY 271.6 A OF THAT PART OF PC 187 LYING W OF M-29 & CONT. 108.6 A EXC DUR R/W, 50 FT. PC 187 108.15 A |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 645000 |
Source: St. Clair County records · APN 74-17-047-0007-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 139 WALNUT BLVD, ROCHESTER, MI 48307-2055 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Jun 01, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATL BANK BLUFFTON |
| Sep 19, 2018 | Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2014 |
| Deed Sale | Oct 13, 2014 |
| Deed Document Number | 201422765 |
| Deed Book / Page | 4545 / 303 |
| Prior Transfer Date | Oct 01, 2014 |
| Prior Transfer Doc | 004545/303 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6900 RIVER RD, COTTRELLVILLE, MI 48039-2253 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 139 WALNUT BLVD, ROCHESTER, MI 48307-2055 |
| Document Number | 0005864258 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 5864/258 |
| Instrument | 2025020360 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | 601 GRAND LAKE RD, CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6900 RIVER RD, COTTRELLVILLE, MI 48039-2253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 139 WALNUT BLVD, ROCHESTER, MI 48307-2055 |
| Document Number | 0005527354 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 5527/354 |
| Instrument | 2022013409 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | CELINA, OH 45822 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6900 RIVER RD, COTTRELLVILLE, MI 48039-2253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005001121 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 5001/121 |
| Instrument | 2018023705 |
| Name | CITIZENS NATL BANK BLUFFTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6900 RIVER RD, COTTRELLVILLE, MI 48039-2253 |
| Document Number | 0050260233 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 6900 RIVER RD COTTRELLVILLE MI 480392253, COTTRELLVILLE, MI 48039-2253 |
| Document Number | 0050260233 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 005026/000233 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Amount | Amount Recorded |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,788.00 (-39.36%) | $516,700 (-9.45%) | |
| 2024 | $29,332.00 (+3.51%) | $1,033,400 (-9.45%) | |
| 2023 | $570,600 | ||
| 2022 | $28,336.00 | $1,141,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476450002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1985–2021) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Aug 2021, other causes |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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