690 Union St, Dunedin, FL 34698 Property Records

Pinellas County property record for 690 Union St, Dunedin, FL 34698

Property Summary

Property Type	Multi-Family Dwellings
Details	3 ba · 1,700 sqft · built 1955
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jun 2023)
Tax Bill	$7,568 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-743-2565-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-2565-5`
Alternative APNs	`34-28-15-21060-000-0680` `281534210600000680` `152834210600000680` `R371659`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	6 Units
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,700 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,620 sqft (0.244 acres)
Lot Dimensions	110 ft deep x 70 ft wide
View / Lot	Pond
Porch	Screened/Unfinished Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R371659
Street Address	690 UNION ST
City	DUNEDIN
State	FL
Zip	34698-8432
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	DEXTER PARK 1ST ADD LOT 68
Legal Range	15E
Legal Township	28S
Legal Section	34
Legal Subdivision	DEXTER PARK 1ST ADD
Legal Tract	21060
Legal Block	2
Legal Lot Number	68
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2008
Census Tract	27000

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 WOOD ST, DUNEDIN, FL 34698-7134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer MARTIN TITLE, MARLIN TITLE
Jan 4, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 1, 2018	Warranty Deed, Transfer ACR TITLE GROUP LLLP, ACR TITLE GRP LLLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	2023167497
Deed Book / Page	22486 / 2412
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0223070432
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 27, 2023
Property Address	690 UNION ST, DUNEDIN, FL 34698-8432
Document Number	0224862412
Book / Page	22486 / 2412
Map Reference	MB 49 PG 66
Instrument Date	Jun 15, 2023
Instrument	2023167497
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	MARTIN TITLE, MARLIN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 CARTER RIDGE DR, KNOXVILLE, TN 37924-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 WOOD ST, DUNEDIN, FL 34698-7134

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 4, 2023
Property Address	690 UNION ST, DUNEDIN, FL 34698-8432
Document Number	0223070432
Book / Page	22307 / 432
Map Reference	MB 49 PG 66
Instrument Date	Dec 29, 2022
Instrument	2023001494
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	NOT AVAILABLE, ASCENDANT NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 UNION ST, DUNEDIN, FL 34698-8432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	690 UNION ST, DUNEDIN, FL 34698-8432

Mortgage

Document Number	0022307435
Date	Jan 4, 2023
Instrument	22307/435

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2019
Property Address	690 UNION ST, DUNEDIN, FL 34698-8432
Document Number	0206181196
Book / Page	20618 / 1196
Map Reference	MB 49 PG 66
Instrument Date	Jul 9, 2019
Instrument	2019226518
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ACR TITLE GROUP LLLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 PATLIN CIR N, 1731, LARGO, FL 33770-3032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LINDENWEG 12, BERNKASTEL KUES XX

Mortgage

Document Number	0206181198
Date	Jul 18, 2019
Instrument	20618/1198

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 1, 2018
Property Address	690 UNION ST, DUNEDIN, FL 34698-8432
Document Number	0202320979
Book / Page	020232 / 000979
Instrument Date	Sep 28, 2018
Instrument	314138
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ACR TITLE GROUP LLLP, ACR TITLE GRP LLLP

Transaction

Amount	Amount Recorded
Tax	$953.47
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1731 PATLIN CIR N LARGO FL 337703032, LARGO, FL 33770-3032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,568.00 (+11.41%)	$430,000 (+26.47%) Land $226,853 Building $203,147	$430,000 (+26.47%) Land $226,853 Building $203,147
2024	$6,793.00 (+26.57%)
2023	$5,367.00 (+11.88%)	$340,000 (+17.24%)	$340,000 (+17.24%) Land $188,836 Building $151,164
2022	$4,797.00	$290,000	$290,000 Land $179,850 Building $110,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Helene, Sep 2024 · 3 claims Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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