684 Union St, Dunedin, FL 34698 Property Records

Pinellas County property record for 684 Union St, Dunedin, FL 34698 · Last verified January 2026

Property Summary

Property Type	Duplex
Details	2 ba · 1,632 sqft · built 1959
Lot Size	0.257 acres (11,217 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-743-2566-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-2566-3`
Alternative APNs	`34-28-15-21060-000-0690` `152834210600000690` `R371660`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,632 sqft Heated Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,217 sqft (0.257 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R371660
Old Parcel Number	152834210600000690
Street Address	684 UNION ST
City	DUNEDIN
State	FL
Zip	34698-8424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DEXTER PARK 1ST ADD LOT 69
Legal Range	15
Legal Township	28
Legal Section	34
Legal Subdivision	DEXTER PARK 1ST ADD
Legal Lot Number	69
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2008
Census Tract	27000

Owner

Source: Pinellas County records · APN C62-000-743-2566-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	6919 ROCKY CANYON WAY, TAMPA, FL 33625-1427
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2003
Deed Sale	Jan 24, 2003
Prior Sale	Apr 05, 2001 · Amount on Record
Deed Document Number	0124922388
Deed Book / Page	11299 / 01796
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	684 UNION ST, DUNEDIN, FL 34698-8424
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6919 ROCKY CANYON WAY, TAMPA, FL 33625-1427

Mortgage

Document Number	0221170821
Date	Jun 28, 2022
Book Page	22117/821
Instrument	2022200794

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00 (+24.99%)	$370,000 (+25.85%)	$370,000 (+25.85%) Land $229,829 Building $140,171
2023	$3,858.00 (+13.6%)	$294,000 (+2%)	$294,000 (+2%) Land $215,279 Building $78,721
2022	$3,396.00	$245,000	$245,000 Land $190,618 Building $54,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030270002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Nov 2024, other causes
Claims By Storm	Hurricane Milton, Oct 2024 · 8 claims Hurricane Helene, Sep 2024 · 3 claims Hurricane Elena, Aug 1985 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.