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690 Studio Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 690 Studio Ln NW, Concord, NC 28027

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,512 sqft · built 2015
Lot Size0.061 acres (2,657 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jan 2016)
Tax Bill$3,953 (2023)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02001M0202.000000

Property Details

APN / Parcel Number

Primary APN02001M0202.000000
Alternative APNs
  • 4670 55 9484
  • 139251

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units4 Units
Stories2 Stories
Building Area2,512 sqft Living Area
Gross Area2,852 sqft
1st Floor Area1,197 sqft
Upper Floors Area1,120 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area2,657 sqft (0.061 acres)
Lot Dimensions93 ft deep x 28 ft wide
DrivewayConcrete Driveway
Driveway Area775 sqft
PorchSlab
Porch Area35 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number139251
Street Address690 STUDIO LN NW
CityCONCORD
StateNC
Zip28027-4816
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC-2
Legal DescriptionLT 202 EDISON SQUARE TOWNHOMES
Legal SubdivisionEDISON SQUARE TOWNHOMES
Legal Lot Number202
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group3
Census Block3032
Census Tract41307

Owner

690 Studio Ln NW, a townhouse, is owned and occupied by two individuals who acquired it in July 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address690 STUDIO LN NW, CONCORD, NC 28027-4816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2016 · Amount on File
Deed SaleJan 12, 2016 · Amount on File
Deed Book / Page11748 / 35
Last Transfer DateJul 24, 2020
Transfer Doc14370210
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address690 STUDIO LN NW, CONCORD, NC 28027-4816
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015762246
DateJan 3, 2022
Book Page15762/246
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052
Interest
Index6-Month T-Bill

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCABARRUS NC
Recording DateJul 29, 2020
Property Address690 STUDIO LN NW, CONCORD, NC 28027-4816
Document Number0014370210
Book / Page14370 / 210
Map ReferenceMB 68 PG 102
Instrument DateJul 24, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 STUDIO LN NW, CONCORD, NC 28027-4816

Mortgage

Document Number0014370212
DateJul 29, 2020
Instrument14370/212
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,570 (-) Land $75,000 Building $331,570
2025$406,570 Land $75,000 Building $331,570
2024$406,570 (+25.48%) Land $75,000 Building $331,570
2023$3,953.00$324,020 Land $56,000 Building $268,020$324,020 Land $56,000 Building $268,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Studio Ln NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Studio Ln NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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