686 Studio Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 686 Studio Ln NW, Concord, NC 28027

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,352 sqft · built 2015
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2021)
Tax Bill	$2,541 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02001M0204.000000`

Property Details

APN / Parcel Number

Primary APN	`02001M0204.000000`
Alternative APNs	`4670 65 0329` `106297` `151413`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	596 sqft
Upper Floors Area	756 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	93 ft deep x 33 ft wide
Garage Type	Finished
Garage Area	200 sqft
Driveway	Driveway
Driveway Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	151413
Street Address	686 STUDIO LN NW
City	CONCORD
State	NC
Zip	28027-4816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C-2
Legal Description	LT 204 EDISON SQUARE TOWNHOMES
Legal Subdivision	EDISON SQUARE TWNHMS PH 1 MAP
Legal Lot Number	204
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3032
Census Tract	41307

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	686 STUDIO LN NW, CONCORD, NC 28027-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	0015678117
Deed Book / Page	15678 / 117
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 23, 2021
Property Address	686 STUDIO LN NW, CONCORD, NC 28027-4816
Document Number	0015678117
Book / Page	15678 / 117
Map Reference	MB 68 PG 102
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 STUDIO LN NW, CONCORD, NC 28027-4816

Mortgage

Document Number	0015678124
Date	Nov 23, 2021
Instrument	15678/124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 13, 2021
Property Address	686 STUDIO LN NW, CONCORD, NC 28027-4816
Document Number	0015570107
Book / Page	15570 / 107
Map Reference	MB 68 PG 102
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 STUDIO LN NW, 686, CONCORD, NC 28027-4816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,541.00	$208,260 Land $56,000 Building $152,260	$208,260 Land $56,000 Building $152,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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