690 S Prospect St, Orange, CA 92869 Property Records

Orange County property record for 690 S Prospect St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1915
Lot Size	0.177 acres (7,688 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (May 2026)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`094-524-03`

Property Details

APN / Parcel Number

Primary APN	`094-524-03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	7,688 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	690 S PROSPECT ST
City	ORANGE
State	CA
Zip	92869-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR CHAPMAN TR BLK C LOT 9 CHAPMAN TR LOT 9 BLK C POR OF LOT
Legal Subdivision	CHAPMAN TR
Legal Tract	175
Legal Block	C
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2018
Census Tract	75808

Owner

690 S Prospect St is owned and occupied by an individual who bought it in May 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	690 S PROSPECT ST, ORANGE, CA 92869-5215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Apr 29, 2025 · Amount on File
Deed Document Number	2026132556
Prior Transfer Date	Apr 23, 2025
Prior Transfer Doc	0000123981
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 7, 2026
Property Address	690 S PROSPECT ST, ORANGE, CA 92869-5215
Document Number	0000132556
Instrument Date	Apr 24, 2026
Instrument	2026.132556
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,768.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 S PROSPECT ST, ORANGE, CA 92869-5215

Mortgage

Document Number	0000132557,
Date	May 7, 2026
Instrument	2026.132557

Lender

Name	EQUITY SMART HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 690 S Prospect St was $2,271, up 2.3% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,000 (+295.17%) Land $810,151 Building $56,849
2025	$2,271.00 (+2.25%)	$219,398 Land $156,694 Building $62,704
2024	$2,221.00 (+2.26%)
2023	$2,172.00 (+1.97%) Homeowner's exemption	$210,880 Land $150,610 Building $60,270
2022	$2,130.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 690 S Prospect St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 690 S Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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