670 S Prospect St, Orange, CA 92869 Property Records

Orange County property record for 670 S Prospect St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 736 sqft · built 1946
Lot Size	0.232 acres (10,112 sqft)
Owner	2 Individual Names on File
Last Sale	$1,446,000 (May 2022)
Tax Bill	$17,080 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`094-524-11`

Property Details

APN / Parcel Number

Primary APN	`094-524-11`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
1st Floor Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	10,112 sqft (0.232 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	670 S PROSPECT ST
City	ORANGE
State	CA
Zip	92869-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR CHAPMAN TR BLK C LOT 9 CHAPMAN TR LOT 9 BLK C N 67.25 FT E 180 FT S 3 AC
Legal Subdivision	THE A B CHAPMAN TRACT
Legal Tract	175
Legal Block	C
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2018
Census Tract	75808

Owner

670 S Prospect St is owned by two individuals who bought it in May 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2739 N VISTA VALLEY RD, ORANGE, CA 92867-1763
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Aug 7, 2020	Grant Deed, Transfer · Conventional Mortgage BENCH EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	2022181617
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	0000449643
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 16, 2022
Property Address	670 S PROSPECT ST, ORANGE, CA 92869-5215
Document Number	0000181617
Map Reference	MB 1 PG 23&24
Instrument Date	May 2, 2022
Instrument	2022000181617
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ANDWOOD TITLE, LANDWOOD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2759 N VISTA VALLEY RD, ORANGE, CA 92867-1763

Mortgage

Document Number	0000181618
Date	May 16, 2022
Instrument	2022000181618

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2020
Property Address	670 S PROSPECT ST, ORANGE, CA 92869-5215
Document Number	0000389624
Instrument Date	Jul 15, 2020
Instrument	389624
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4903 MISSION VIEJO CA 926904903, MISSION VIEJO, CA 92690-4903

Mortgage

Document Number	389625
Date	Aug 7, 2020
Instrument	389625

Lender

Name	BENCH EQUITY LLC
Type	Funding / Finance Company
Address	MESA, AZ 85209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	389626,
Date	Aug 7, 2020
Instrument	389626

Lender

Name	HDWC INC
Address	3085 SCHOLARSHIP, IRVINE, CA 92612-4420

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 670 S Prospect St was $17,080.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,564,979 (+2%) Land $1,387,430 Building $177,549
2025	$17,080.00	$1,534,294 Land $1,360,226 Building $174,068
2023	$16,337.00 (+83.17%)	$1,474,716 Land $1,307,407 Building $167,309
2022	$8,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 670 S Prospect St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 670 S Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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