690 Ridgeway Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 690 Ridgeway Dr, Taylor Mill, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 1967
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Oct 2019)
Tax Bill$2,024 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN058-30-00-190.00

Property Details

APN / Parcel Number

Primary APN058-30-00-190.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,464 sqft Finished Area
Gross Area1,772 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address690 RIDGEWAY DR
CityTAYLOR MILL
StateKY
Zip41015-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY SEC 1 LOT 22 & 0.35 ACS IN REAR BEING .663 ACS NES RIDGEWAY DR
Legal SubdivisionRIDGEWAY
Legal Lot Number22
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract65300

Owner

690 Ridgeway Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address690 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 29, 2019Quit Claim Deed, Transfer
TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO
Oct 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST EQUITY MTG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2019 · Amount on File
Deed SaleOct 29, 2019 · Amount on File
Prior SaleJun 21, 2012 · Amount on File
Deed Document Number201910 29 059 00338
Deed Book / Page4353 / 281
Prior Transfer DateOct 10, 2019
Prior Transfer Doc0005900338
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address690 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900349
DateAug 26, 2021
Book Page263/160
Instrument21082605900349
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateOct 29, 2019
Property Address690 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number0000000338
Book / Page0I4353 / 000281
Instrument DateOct 10, 2019
Instrument338
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 RIDGEWAY DR TAYLOR MILL KY 410152220, TAYLOR MILL, KY 41015-2220

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 8, 2019
Property Address690 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number0000000043
Book / Page0I4340 / 000287
Instrument DateSep 30, 2019
Instrument43
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 RIDGEWAY DR TAYLOR MILL KY 410152220, TAYLOR MILL, KY 41015-2220

Mortgage

Document Number45
DateOct 8, 2019
Book Page0I4340/000290
Instrument45
Lender
NameFIRST EQUITY MTG INC
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 690 Ridgeway Dr was $2,024.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,300 (-) Land $30,000 Building $174,300$204,300 (-) Land $30,000 Building $174,300
2025$2,024.00$204,300 Land $30,000 Building $174,300$204,300 Land $30,000 Building $174,300
2023$1,641.00$154,000 Land $30,000 Building $124,000$154,000 Land $30,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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