Kenton County property record for 689 Ridgeway Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,292 sqft · built 1955 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,837 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-30-00-177.00 |
| Primary APN | 058-30-00-177.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,292 sqft Finished Area |
| Gross Area | 1,734 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 17,119 sqft (0.393 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 689 RIDGEWAY DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY SEC 1 LOT 4 & E 1/2 LOT 3 .393 ACS SWS RIDGEWAY DR |
| Legal Subdivision | RIDGEWAY |
| Legal Lot Number | 4,3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 689 RIDGEWAY DR, TAYLOR MILL, KY 41015-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Apr 19, 2022 | Intrafamily Transfer, Transfer PREMIUM TITLE AGENCY |
| Mar 18, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 13, 2022 |
| Transfer Doc | 0005900258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 689 RIDGEWAY DR, TAYLOR MILL, KY 41015-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900011 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 362/552 |
| Instrument | 22042005900011 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 19, 2022 |
| Property Address | 689 RIDGEWAY DR, TAYLOR MILL, KY 41015-2219 |
| Document Number | 0005900258 |
| Book / Page | 160 / 679 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 22041905900258 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | PREMIUM TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 RIDGEWAY DR, TAYLOR MILL, KY 41015-2219 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 18, 2019 |
| Property Address | 689 RIDGEWAY DR, TAYLOR MILL, KY 41015-2219 |
| Document Number | 0000000113 |
| Book / Page | 0I4238 / 000108 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 113 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 689 RIDGEWAY DR TAYLOR MILL KY 410152219, TAYLOR MILL, KY 41015-2219 |
| Document Number | 114 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 0I4238/000111 |
| Instrument | 114 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,400 (-) Land $30,000 Building $155,400 | $185,400 (-) Land $30,000 Building $155,400 | |
| 2025 | $1,837.00 (+25.39%) | $185,400 (+34.84%) Land $30,000 Building $155,400 | $185,400 (+34.84%) Land $30,000 Building $155,400 |
| 2023 | $1,465.00 | $137,500 Land $25,000 Building $112,500 | $137,500 Land $25,000 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures