690 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 690 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,226 sqft · built 1996
Lot Size0.478 acres (20,822 sqft)
Owner2 Individual Names on File
Tax Bill$2,634 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 2 262

Property Details

APN / Parcel Number

Primary APN18A 2 262
Alternative APN
  • 3186

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,226 sqft Living Area
Gross Area3,954 sqft
1st Floor Area2,214 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,822 sqft (0.478 acres)
TerrainRolling
View / LotCorner
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck Area192 sqft
Balcony Area12 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number3186
Street Address690 JEFFERSON DR
CityPALMYRA
StateVA
Zip22963-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 296-667 SHADWELL-2 LOT 262 20,800 SF
Legal Block26
Legal Lot Number262
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2005
Census Tract20104

Owner

690 Jefferson Dr is owned and occupied by two individuals.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address690 JEFFERSON DR, PALMYRA, VA 22963-3204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address690 JEFFERSON DR, PALMYRA, VA 22963-3204
Transaction TypeMortgage
Record UpdatedJan 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1800116
DateJan 16, 2018
Instrument1800116
Lender
NameUVA COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 15, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 690 Jefferson Dr was $2,634.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,900 (-) Land $30,000 Building $318,900$348,900 (-) Land $30,000 Building $318,900
2025$2,634.00$348,900 Land $30,000 Building $318,900$348,900 Land $30,000 Building $318,900
2023$281,000 Land $30,000 Building $251,000$281,000 Land $30,000 Building $251,000
2022$2,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Jefferson Dr

Nearby Streets

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