681 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 681 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,504 sqft · built 1991
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (May 2023)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 2 352`

Property Details

APN / Parcel Number

Primary APN	`18A 2 352`
Alternative APN	`5866`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	1,476 sqft
Basement Area	1,476 sqft
Finished Basement	1,476 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.333 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5866
Street Address	681 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230001454 SHADWELL-2 LOT 352 14,522 SF
Legal Subdivision	LAKE MONTICELLO SUBDIVISION
Legal Block	35
Legal Lot Number	352
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2000
Census Tract	20104

Owner

Source: Fluvanna County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	681 JEFFERSON DR, PALMYRA, VA 22963-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	20231454
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 31, 2023
Property Address	681 JEFFERSON DR, PALMYRA, VA 22963-3213
Document Number	0230001454
Map Reference	DB 76 PG 564
Instrument Date	May 5, 2023
Instrument	230001454
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	SAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 JEFFERSON DR, PALMYRA, VA 22963-3213

Mortgage

Document Number	0230001455
Date	May 31, 2023
Instrument	230001455

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,800 (-) Land $30,000 Building $319,800	$349,800 (-) Land $30,000 Building $319,800
2025	$2,640.00 (+22.34%)	$349,800 (+36.75%) Land $30,000 Building $319,800	$349,800 (+36.75%) Land $30,000 Building $319,800
2023		$255,800 Land $30,000 Building $225,800	$255,800 Land $30,000 Building $225,800
2022	$2,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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