690 Gilbert Stuart Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 690 Gilbert Stuart Rd, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1948
Lot Size	0.909 acres (39,579 sqft)
Owner	Trust Name on Record
Last Sale	$247,000 (Oct 2003)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:037 B:007`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:037 B:007`
Alternative APN	`30347`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,579 sqft (0.909 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30347
Street Address	690 GILBERT STUART RD
City	SAUNDERSTOWN
State	RI
Zip	02874-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	7
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	1
Census Block	1009
Census Tract	50402

Owner

Source: North Kingstown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Feb 7, 2022	Warranty Deed, Transfer
Dec 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Prior Sale	Aug 7, 2002 · Amount on Record
Deed Book / Page	1776 / 52
Last Transfer Date	Feb 2, 2022
Transfer Doc	003484-134
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003735-1
Date	Dec 10, 2025
Book Page	3735/1
Instrument	4608

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003484-125
Date	Feb 7, 2022
Book Page	3484/125
Instrument	550

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Mar 1, 2035

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Feb 7, 2022
Property Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002
Document Number	003484-134
Book / Page	3484 / 134
Instrument Date	Feb 2, 2022
Instrument	551
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	690 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3247-159
Date	Dec 20, 2019
Book Page	3247/159
Instrument	5904

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,048.00 (-7.31%)	$547,800 (+20.4%) Land $266,000 Building $281,800
2023	$6,525.00	$455,000 Land $218,900 Building $236,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	7 of 25
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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