Westerly Town property record for 621 Gilbert Stuart Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,532 sqft · built 1989 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,803 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:038 B:018 |
| Primary APN | NKIN M:038 B:018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 5,353 sqft |
| Basement Area | 1,222 sqft |
| Unfinished Basement | 1,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 25031 |
|---|---|
| Street Address | 621 GILBERT STUART RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 18 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50402 |
621 Gilbert Stuart Rd is owned and occupied by two individuals.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU |
| Jun 11, 2019 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 621 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3398-1 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3398/1 |
| Instrument | 2473 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 621 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-3006 |
| Document Number | 3200-243 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 621 GILBERT STUART R D NORTH KINGSTOWN RI 02874, NORTH KINGSTOWN, RI 02874 |
| Document Number | 3200-243 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 003200/000243 |
| Instrument | 2510 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 621 Gilbert Stuart Rd was $8,803.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,803.00 | $797,400 Land $286,300 Building $511,100 | $918,608 |
| 2023 | $8,990.00 | $626,900 Land $237,900 Building $389,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 621 Gilbert Stuart Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 Gilbert Stuart Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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