686 Diamond St, Laguna Beach, CA 92651 Property Records

Orange County property record for 686 Diamond St, Laguna Beach, CA 92651 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,103 sqft Living Area
Lot Size5,760 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$2,700,000 (2026)
Tax Bill$10,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN644-302-35

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,103 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area5,760 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Garage Area443 sqft Garage

Location & Zoning

Street Address686 DIAMOND ST
CityLAGUNA BEACH
StateCA
Zip92651-3406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 764 BLK LOT 154
Legal Subdivision764
Legal Tract764
Legal Lot Number154
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup3
Census Block3000
Census Tract62620

Owner

Source: Orange County records · APN 644-302-35

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address686 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK
Feb 27, 2026Grant Deed, Transfer · Conventional Mortgage
LOGAN FINANCE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleDec 22, 1998 · Amount on Record
Deed Doc Number2026000060606
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address686 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 DIAMOND ST, LAGUNA BEACH, CA 92651-3406

Mortgage

Document Number0000136700
DateFeb 26, 2021
Instrument2021000136700
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.98%
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.98%
Index1-Year CMT
Max Rate7.98%

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 27, 2026
Property Address686 DIAMOND ST, LAGUNA BEACH, CA 92651-3406
Document Number0000060606
Map ReferenceMB 23 PG 11-17
Instrument DateFeb 25, 2026
Instrument2026000060606
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 DIAMOND ST, LAGUNA BEACH, CA 92651-3406

Mortgage

Document Number0000060607
DateFeb 27, 2026
Instrument2026000060607
Lender
NameLOGAN FINANCE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change6.49%
Max Rate At Change8.49%
IndexSOFR Average 30-Day
Max Rate11.4%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$10,078.00 (+1.66%)$889,166 (+4.04%) Land $334,227 Building $554,939
2023$9,913.00 (+2.54%)$854,640 Land $321,249 Building $533,391
2022$9,667.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Diamond St

Nearby Streets

Search Property Records by Address or Parcel Number