Hampden County and Ludlow Town property record for 69 Stevens St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,934 sqft · built 1953 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,994 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15D-14300 B:75 L:0 |
| Primary APN | M:15D-14300 B:75 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 3,760 sqft |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,672 sqft (0.245 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7581 |
|---|---|
| Street Address | 69 STEVENS ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A- |
| Legal Subdivision | COUNTRY CLUB ACRES |
| Legal Block | 14300 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 810404 |
69 Stevens St is owned and occupied by two individuals who acquired it in May 2022.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 STEVENS ST, LUDLOW, MA 01056-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 25, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance LUSO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2022 |
| Transfer Doc | 024561-585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 69 STEVENS ST, LUDLOW, MA 01056-3619 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025895-117 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | 25895/117 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 69 STEVENS ST, LUDLOW, MA 01056-3619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025061-41 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 25061/41 |
| Instrument | 29845 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 25, 2022 |
| Property Address | 69 STEVENS ST, LUDLOW, MA 01056-3619 |
| Document Number | 024561-582 |
| Book / Page | 24561 / 582 |
| Instrument Date | May 20, 2022 |
| Instrument | 31637 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 69 STEVENS ST, LUDLOW, MA 01056-3619 |
| Document Number | 024561-585 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 24561/585 |
| Instrument | 31638 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
The 2026 property tax bill for 69 Stevens St was $5,994, up 0.6% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,994.00 (+0.55%) | $374,400 (+8.96%) Land $99,100 Building $275,300 | $321,378 (-23.53%) |
| 2025 | $5,961.00 (+5.37%) | $343,600 (+9.88%) Land $90,100 Building $253,500 | $420,280 (-) |
| 2024 | $5,657.00 (+4.26%) | $312,700 (+12.44%) Land $90,100 Building $222,600 | $420,280 |
| 2023 | $5,426.00 | $278,100 Land $79,100 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Stevens St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69 Stevens St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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