Hampden County and Ludlow Town property record for 68 Stevens St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,606 sqft · built 1951 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jul 2000) |
| Tax Bill | $4,608 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15D-14300 B:63 L:0 |
| Primary APN | M:15D-14300 B:63 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 3,817 sqft |
| Basement Area | 1,099 sqft |
| Unfinished Basement | 1,099 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,930 sqft (0.205 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7571 |
|---|---|
| Street Address | 68 STEVENS ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A- |
| Legal Subdivision | COUNTRY BLUE ACRES |
| Legal Block | 14300 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810403 |
68 Stevens St is owned and occupied by an individual who bought it in July 2000.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 STEVENS ST, LUDLOW, MA 01056-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Mar 10, 2017 | Quit Claim Deed, Transfer COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2000 · Amount on File |
| Deed Sale | Jul 31, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 68 STEVENS ST, LUDLOW, MA 01056-3618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024674-39 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 24674/39 |
| Instrument | 48101 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 68 STEVENS ST, LUDLOW, MA 01056-3618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22979-285 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 22979/285 |
| Instrument | 70881 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 10, 2017 |
| Property Address | 68 STEVENS ST, LUDLOW, MA 01056-3618 |
| Document Number | 21597-88 |
| Book / Page | 21597 / 88 |
| Instrument | 12809 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $32.56 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 21597-91 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 21597/91 |
| Instrument | 12810 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 68 Stevens St was $4,608, down 2.7% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,608.00 (-2.72%) | $287,800 (+5.42%) Land $88,600 Building $199,200 | $305,554 (-16.13%) |
| 2025 | $4,737.00 (+3.45%) | $273,000 (+7.86%) Land $80,600 Building $192,400 | $364,325 (+1.13%) |
| 2024 | $4,579.00 (+6.49%) | $253,100 (+14.84%) Land $80,600 Building $172,500 | $360,240 |
| 2023 | $4,300.00 | $220,400 Land $70,700 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Stevens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 68 Stevens St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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