Alexander County property record for 69 Saint Charles Ct, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 1,336 sqft · built 1993 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Feb 2025) |
| Tax Bill | $1,184 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0306537 05527 |
| Primary APN | 0306537 05527 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,336 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Lot Area | 28,750 sqft (0.66 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9350350 |
|---|---|
| Street Address | 69 SAINT CHARLES CT |
| City | HICKORY |
| State | NC |
| Zip | 28601-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 76 BLOCK 7774 (PIN) #25 FIVE OAKS B11A 0083 |
| Legal Subdivision | FIVE OAKS SUBDIVISON |
| Legal Block | 7774 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40700 |
69 Saint Charles Ct is owned and occupied by an individual who bought it in February 2025.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Nov 13, 2018 · Amount on File |
| Deed Book / Page | 678 / 1010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 69 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006450341 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 645/341 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Nov 13, 2018 |
| Property Address | 69 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Document Number | 0006121668 |
| Book / Page | 000612 / 001668 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 69 SAINT CHARLES CT HICKORY NC 286019343, HICKORY, NC 28601-9343 |
| Document Number | 6121670 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 000612/001670 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MESA, AZ 85203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2048 |
The 2026 property tax bill for 69 Saint Charles Ct was $1,184, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,184.00 (-6.99%) | $179,417 (-) Land $14,355 Building $165,062 | |
| 2025 | $1,273.00 | $179,417 Land $14,355 Building $165,062 | |
| 2023 | $1,494.00 | $179,417 Land $14,355 Building $165,062 | $179,417 Land $14,355 Building $165,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Saint Charles Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 69 Saint Charles Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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