Alexander County property record for 19 Saint Charles Ct, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1983 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,176 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0301075 05516 |
| Primary APN | 0301075 05516 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 301075 |
|---|---|
| Street Address | 19 SAINT CHARLES CT |
| City | HICKORY |
| State | NC |
| Zip | 28601-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 76 BLOCK 9531 (PIN) 19 ST CHARLES CT B11B 0107 |
| Legal Subdivision | FIVE OAKS SUBDIVISION |
| Legal Block | 9531 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40700 |
19 Saint Charles Ct is owned and occupied by two individuals.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Sep 8, 2026 |
| Property Address | 19 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Document Number | 0694000157 |
| Book / Page | 694 / 157 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Document Number | 0694000157, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 694/157 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 25, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 19 SAINT CHARLES CT, HICKORY, NC 28601-9343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0006482460 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 648/2460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 19 Saint Charles Ct was $1,176, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (-7.04%) | $178,241 (-) Land $15,950 Building $162,291 | |
| 2025 | $1,265.00 | $178,241 Land $15,950 Building $162,291 | |
| 2023 | $1,484.00 | $178,241 Land $15,950 Building $162,291 | $178,241 Land $15,950 Building $162,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Saint Charles Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19 Saint Charles Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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