Middlesex County and Dracut Town property record for 69 Saddle Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,959 sqft · built 2017 |
| Lot Size | 0.565 acres (24,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,900 (Feb 2018) |
| Tax Bill | $9,067 (2026) |
| Deeds & Mortgages | Nov 2024 Refinance Feb 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:19 B:42 L:1.16 |
| Primary APN | DRAC M:19 B:42 L:1.16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 6,146 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,592 sqft (0.565 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 69 SADDLE RD |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-1383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 42 |
| Legal Lot Number | 1.16 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 314301 |
69 Saddle Rd is owned and occupied by two individuals who bought it in February 2018.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Feb 9, 2018 | Quit Claim Deed, Transfer NEW FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2018 · Amount on File |
| Deed Sale | Feb 9, 2018 · Amount on File |
| Prior Sale | Sep 9, 1986 · Amount on File |
| Deed Book / Page | 31856 / 131 |
| Transfer Doc | 031856-131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0038887-94 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 38887/94 |
| Instrument | 35413 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33874-199 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 33874/199 |
| Instrument | 8895 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33165-248 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 33165/248 |
| Instrument | 29203 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34701-100 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 34701/100 |
| Instrument | 48018 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Feb 9, 2018 |
| Property Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Document Number | 31856-131 |
| Book / Page | 31856 / 131 |
| Instrument | 5583 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 SADDLE RD, DRACUT, MA 01826-1383 |
| Document Number | 318560135 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 31856/0135 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 9, 2048 |
The 2026 property tax bill for 69 Saddle Rd was $9,067, up 0.2% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,067.00 (+0.19%) | $937,600 (+4.84%) Land $265,900 Building $671,700 | $900,125 (-) |
| 2025 | $9,050.00 (+2.21%) | $894,300 (+5.55%) Land $243,900 Building $650,400 | $900,125 (+5.35%) |
| 2024 | $8,854.00 (+2.23%) | $847,300 (+13.29%) Land $232,300 Building $615,000 | $854,430 |
| 2023 | $8,661.00 | $747,900 Land $201,900 Building $546,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Saddle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69 Saddle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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