Middlesex County and Dracut Town property record for 60 Saddle Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,386 sqft · built 2017 |
| Lot Size | 0.56 acres (24,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (May 2018) |
| Tax Bill | $9,189 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:19 B:42 L:1.15 |
| Primary APN | DRAC M:19 B:42 L:1.15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 6,104 sqft |
| Basement Area | 1,498 sqft |
| Unfinished Basement | 1,498 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,402 sqft (0.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 60 SADDLE RD |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-1384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 42 |
| Legal Lot Number | 1.15 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 314301 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 60 SADDLE RD, DRACUT, MA 01826-1384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| May 18, 2018 | Quit Claim Deed, Transfer BAYCOAST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Sep 9, 1986 · Amount on Record |
| Deed Book / Page | 32080 / 58 |
| Transfer Doc | 0032080-58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 60 SADDLE RD, DRACUT, MA 01826-1384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34185-72 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 34185/72 |
| Instrument | 23244 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | May 18, 2018 |
| Property Address | 60 SADDLE RD, DRACUT, MA 01826-1384 |
| Document Number | 32080-58 |
| Book / Page | 32080 / 58 |
| Instrument | 19900 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 SADDLE RD, DRACUT, MA 01826-1384 |
| Document Number | 320800061 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 32080/0061 |
| Name | BAYCOAST MORTGAGE CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2048 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,189.00 (+0.61%) | $950,300 (+5.3%) Land $265,600 Building $684,700 | $917,320 (-) |
| 2025 | $9,133.00 (+1.83%) | $902,500 (+5.15%) Land $243,600 Building $658,900 | $917,320 (+6.23%) |
| 2024 | $8,969.00 (+2.42%) | $858,300 (+13.5%) Land $232,000 Building $626,300 | $863,550 |
| 2023 | $8,757.00 | $756,200 Land $201,700 Building $554,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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